35 White Sail Cir, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 35 White Sail Cir, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,026 sqft · built 1978
Lot Size	0.353 acres (15,391 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (May 2022)
Tax Bill	$5,621 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-080390`

Property Details

APN / Parcel Number

Primary APN	`03-080390`
Alternative APN	`080390`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,026 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,391 sqft (0.353 acres)
View / Lot	Waterfront
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	667 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	080390
Street Address	35 WHITE SAIL CIR
City	BERLIN
State	MD
Zip	21811-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT C-01-587 15391 SQ FT WHITE SAIL CIRCLE PL OCEAN PINES SEC 1 B
Legal Subdivision	OCEAN PINES SEC 01
Legal Lot Number	587
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1006
Census Tract	950700

Owner

35 White Sail Cir is owned and occupied by an individual who bought it in May 2022.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	35 WHITE SAIL CIR, BERLIN, MD 21811-1514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	Dec 16, 1999 · Amount on File
Deed Book / Page	8392 / 65
Record Updated	Oct 29, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	May 25, 2022
Property Address	35 WHITE SAIL CIR, OCEAN PINES, MD 21811-1514
Document Number	0083920065
Book / Page	8392 / 65
Map Reference	LB 2789 FO 527
Instrument Date	May 3, 2022
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	CAPITOL TITLE GROUP, CAPITAL TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 WHITE SAIL CIR, 35, BERLIN, MD 21811-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 WHITE SAIL CIR, BERLIN, MD 21811-1514

Mortgage

Document Number	0008392073
Date	May 25, 2022
Instrument	8392-073

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 35 White Sail Cir was $5,621, up 5.2% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,621.00 (+5.16%)	$609,000	$638,900 Land $310,000 Building $328,900
2025	$5,345.00
2023	$5,081.00	$530,967	$549,200 Land $310,000 Building $239,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 White Sail Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	26 (1985–2024)
Claims Outside the SFHA	14 of 26
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 White Sail Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20