35 West St, Oxford, MI 48371 Property Records

Oakland County property record for 35 West St, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1920
Lot Size	1.11 acres (48,395 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2025)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PO-04-27-126-040`

Property Details

APN / Parcel Number

Primary APN	`PO-04-27-126-040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	863 sqft
Basement Area	863 sqft
Unfinished Basement	863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	48,395 sqft (1.11 acres)
Lot Dimensions	373 ft deep x 129 ft wide
Garage Area	363 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	35 WEST ST
City	OXFORD
State	MI
Zip	48371-4678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T5N, R10E, SEC 27 ASSESSOR'S PLAT NO 3 LOT 2 EXC N 160 FT, ALSO PART OF LOT 3 BEG AT SW LOT COR, TH N 02-56-45 W 19.30 FT, TH
Legal Range	10E
Legal Township	05N
Legal Section	27
Legal Subdivision	ASSESSORS PLAT NO 3
Legal Lot Number	2-3
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1007
Census Tract	121500

Owner

35 West St is owned and occupied by an individual who bought it in December 2025.

Source: Oakland County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	197 LAKESHORE CIR, OXFORD, MI 48371-6303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC
Oct 3, 2022	Intrafamily Transfer, Transfer
Jan 19, 2021	Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Jan 19, 2021 · Amount on File
Deed Document Number	2025153282
Deed Book / Page	60762 / 505
Prior Transfer Date	Sep 29, 2022
Prior Transfer Doc	0000452724
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 9, 2025
Property Address	35 WEST ST, OXFORD, MI 48371-4678
Document Number	20250153282
Book / Page	60762 / 505
Instrument Date	Nov 26, 2025
Instrument	20250153282
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 WEST ST, OXFORD, MI 48371-4678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 LAKESHORE CIR, OXFORD, MI 48371-6303

Mortgage

Document Number	0060762507
Date	Dec 9, 2025
Instrument	60762/507

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 3, 2022
Property Address	35 WEST ST, OXFORD, MI 48371-4678
Document Number	0000452724
Book / Page	58159 / 872
Instrument Date	Sep 29, 2022
Instrument	452724
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 WEST ST, OXFORD, MI 48371-4678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 WEST ST, OXFORD, MI 48371-4678

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 19, 2021
Property Address	35 WEST ST, OXFORD, MI 48371-4678
Document Number	0000014830
Book / Page	055528 / 000420
Instrument Date	Jan 15, 2021
Instrument	14830
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$946.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 PLEASANT ST OXFORD MI 483714646, OXFORD, MI 48371-4646

Tax Assessment & Valuation

The 2025 property tax bill for 35 West St was $3,223 with a homeowner's exemption, up 3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,223.00 (+3.04%) Homeowner's exemption	$100,340 (+0.72%)	$200,680 (+0.72%)
2024	$3,128.00 (-30.02%) Homeowner's exemption	$99,620 (+10.53%)	$199,240 (+10.53%)
2023	$4,470.00	$90,130	$180,260
2021	$1,198.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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