Anne Arundel County property record for 35 West St, Annapolis, MD 21401
| Property Type | Restaurant |
|---|---|
| Details | 8,361 sqft |
| Lot Size | 0.104 acres (4,543 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,315,000 (Dec 2025) |
| Tax Bill | $22,532 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-04685500 |
| Primary APN | 06-000-04685500 |
|---|---|
| Alternative APNs |
|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 8,361 sqft Gross Area |
| 1st Floor Area | 4,901 sqft |
| Upper Floors Area | 3,460 sqft |
| Basement Area | 1,730 sqft |
| Construction Type | Brick |
|---|---|
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 4,543 sqft (0.104 acres) |
| View / Lot | Commercial/Industrial |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00004685500 |
|---|---|
| Street Address | 35 WEST ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2420 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | MX |
| Legal Description | LT ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
35 West St, a commercial property, is owned by a company that bought it in December 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 77 WEST ST, 210, ANNAPOLIS, MD 21401-2458 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed, Transfer · Commercial Mortgage CFG COMMUNITY BANK |
| Oct 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SEVERN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on File |
| Deed Sale | Dec 22, 2025 · Amount on File |
| Prior Sale | Jun 22, 1998 · Amount on File |
| Deed Book / Page | 41934 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 22, 2025 |
| Property Address | 35 WEST ST, ANNAPOLIS, MD 21401-2420 |
| Document Number | 0419340260 |
| Book / Page | 41934 / 260 |
| Instrument Date | Dec 1, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | ARGYLE TITLE LLC, EAGLE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 77 WEST ST STE 210, 210, ANNAPOLIS, MD 21401-2458 |
| Document Number | 0041934266 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 41934/266 |
| Name | CFG COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 35 WEST ST, ANNAPOLIS, MD 21401-2420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0337520224 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 33752/224 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 35 West St was $22,532.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,606,400 Land $489,300 Building $1,117,100 | $1,606,400 Land $489,300 Building $1,117,100 | |
| 2025 | $22,532.00 | ||
| 2023 | $21,604.00 | $1,504,500 Land $489,300 Building $1,015,200 | $1,504,500 Land $489,300 Building $1,015,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 35 West St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 35 West St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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