35 Water St, Saco, ME 04072 Property Records

York County and Saco City property record for 35 Water St, Saco, ME 04072

Property Summary

Property TypeApartments (5+ Units)
Details3 bd · 1 ba · 972 sqft
Lot Size1.03 acres (44,867 sqft)
OwnerCompany Name on File
Tax Bill$36,355 (2025)
Deeds & MortgagesDec 2018 Loan Modification
Flood ZoneZone X (moderate risk)
APNF0050R

Property Details

APN / Parcel Number

Primary APNF0050R
Alternative APNs
  • SACO M:038 L:014 U:000-000
  • M:038 L:014 U:000=000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Units12 Units
Stories2 Stories
Building Area972 sqft Living Area
Gross Area1,929 sqft
1st Floor Area946 sqft
Basement Area350 sqft
Unfinished Basement350 sqft

Exterior

Architectural StyleCottage
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,867 sqft (1.03 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberF0050R
Street Address35 WATER ST
CitySACO
StateME
Zip04072-2763
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeD
Legal Lot Number14
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group3
Census Block3016
Census Tract5301

Owner

35 Water St, a residential property, is owned by a company.

Source: York County and Saco City records, as of July 30, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 759, SACO, ME 04072-0759
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSACO ME
Recording DateDec 21, 2018
Property Address35 WATER ST, SACO, ME 04072-2763
Document Number0178660878
Book / Page017866 / 000878
Instrument DateDec 19, 2018
Instrument53320
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address470 FORE ST #400 PORTLAND ME 041014246, 400, PORTLAND, ME 04101-4246

Mortgage

Document Number178660878
DateDec 21, 2018
Book Page017866/000878
Instrument53320
Lender
NameHOUSING AUTH
Address353 WATER ST, AUGUSTA, ME 04330-6113
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 35 Water St was $36,355, up 39.2% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$36,355.00 (+39.25%)$2,560,200 (+37.78%) Land $384,100 Building $2,176,100
2024$26,108.00$1,858,200 Land $456,700 Building $1,401,500
2022$32,079.00$1,750,100 Land $348,600 Building $1,401,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 35 Water St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GoNetspeed.

Nearby Properties on Water St

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