Bergen County and Palisades Park Borough property record for 35 W Ruby Ave, Palisades Park, NJ 07650
| Property Type | Single Family Home |
|---|---|
| Details | 2,380 sqft · built 1962 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Oct 1996) |
| Tax Bill | $11,961 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-00613-0000-00027 |
| Primary APN | 45-00613-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,380 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 124240 |
|---|---|
| Street Address | 35 W RUBY AVE |
| City | PALISADES PARK |
| State | NJ |
| Zip | 07650-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA |
| Legal Description | L29 50X100 2LT |
| Legal Block | 613 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PALISADES PARK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 41301 |
Source: Bergen County and Palisades Park Borough records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35 W RUBY AVE, PALISADES PARK, NJ 07650-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 1996 · Amount on Record |
| Deed Sale | Oct 3, 1996 · Amount on Record |
| Deed Book / Page | 7916 / 895 |
| Last Transfer Date | Nov 25, 1998 |
| Transfer Doc | 0000198288 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 35 W RUBY AVE, PALISADES PARK, NJ 07650-1008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GOLDEN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0026580620 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 02658/0620 |
| Instrument | 17-051071 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
Source: Bergen County and Palisades Park Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Palisades Park Borough |
| Unified School District | Palisades Park Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $879,200 (+7.53%) Land $515,000 Building $364,200 | $879,200 (+7.53%) Land $515,000 Building $364,200 | |
| 2025 | $11,961.00 (+4.46%) | $817,600 (+7.81%) Land $485,000 Building $332,600 | $817,600 (+7.81%) Land $485,000 Building $332,600 |
| 2024 | $11,450.00 (+3.02%) | ||
| 2023 | $758,400 Land $447,500 Building $310,900 | $758,400 Land $447,500 Building $310,900 | |
| 2022 | $11,114.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1990–2009) |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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