35 W Oak Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 35 W Oak Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,034 sqft · built 2005
Lot Size	0.338 acres (14,751 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Dec 2018)
Tax Bill	$1,760 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`723-36092-000`

Property Details

APN / Parcel Number

Primary APN	`723-36092-000`
Alternative APN	`30137`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,034 sqft Living Area
1st Floor Area	1,782 sqft
2nd Floor Area	252 sqft
Upper Floors Area	252 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,751 sqft (0.338 acres)
Lot Dimensions	149 ft deep x 99 ft wide
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	768 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	288 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	35 W OAK DR
City	CABOT
State	AR
Zip	72023-7816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:92 CITY/MUNI/TWP:CABOT SUBD:WEST OAKS II SEC/TWN/RNG/MER:SEC 10 TWN 04N RNG 10
Legal Range	10
Legal Township	04N
Legal Section	10
Legal Subdivision	WEST OAKS II
Legal Lot Number	92
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2011
Census Tract	20201

Owner

35 W Oak Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 W OAK DR, CABOT, AR 72023-7816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Sep 20, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Dec 20, 2018	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Dec 18, 2009
Deed Document Number	2018-12154
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	35 W OAK DR, CABOT, AR 72023-7816
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009648
Date	Jul 23, 2021
Book Page	2021/9648
Instrument	2021-09648

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	35 W OAK DR, CABOT, AR 72023-7816
Document Number	0000011419
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 W OAK DR CABOT AR 720237816, CABOT, AR 72023-7816

Mortgage

Document Number	0000011419
Date	Nov 12, 2019
Instrument	11419

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Dec 20, 2018
Property Address	35 W OAK DR, CABOT, AR 72023-7816
Document Number	0000012154
Instrument Date	Dec 5, 2018
Instrument	12154
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	PULASKI COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35 W OAK DR CABOT AR 720237816, CABOT, AR 72023-7816

Mortgage

Document Number	12155
Date	Dec 20, 2018
Instrument	12155

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,590 Land $4,500 Building $30,090
2024	$1,760.00
2023	$1,760.00	$34,590 Land $4,500 Building $30,090	$172,950 Land $22,500 Building $150,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35 W Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 W Oak Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 48% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon, Xfinity.

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