35 Tree Top Dr, Arden, NC 28704 Property Records

Buncombe County property record for 35 Tree Top Dr, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,664 sqft · built 1989
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Nov 2025)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9654-93-7825-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-93-7825-00000`
Alternative APN	`965416936749000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,664 sqft Living Area
Gross Area	6,066 sqft
1st Floor Area	2,664 sqft
Basement Area	2,664 sqft
Unfinished Basement	2,664 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.919 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	238 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965416936749000
Street Address	35 TREE TOP DR
City	ARDEN
State	NC
Zip	28704-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:02/19/1988 DEED
Legal Description	DEED DATE:02/19/1988 DEED:1509-0663 SUBDIV:GLEN COVE LOT:16 SECTION:5 PLAT:0051-0095
Legal Subdivision	GLEN COVE
Legal Lot Number	16
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1000
Census Tract	2205

Owner

Source: Buncombe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 TREE TOP DR, ARDEN, NC 28704-3040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	0065441304
Deed Book / Page	6544 / 1304
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 20, 2025
Property Address	35 TREE TOP DR, ARDEN, NC 28704-3040
Document Number	0065441304
Book / Page	6544 / 1304
Map Reference	MB 252 PG 163
Instrument Date	Nov 17, 2025
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2626 145TH ST NW, MARYSVILLE, WA 98271-8193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 TREE TOP DR, ARDEN, NC 28704-3040

Mortgage

Document Number	0065441311
Date	Nov 20, 2025
Instrument	6544/1311

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 7, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	35 TREE TOP DR, ARDEN, NC 28704-3040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058390538
Date	Dec 2, 2019
Book Page	5839/0538

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,566.00 (+8.13%)	$443,200 (-)
2023	$2,373.00	$443,200	$443,200 (-) Land $58,500 Building $384,700
2021			$443,200 Land $58,500 Building $384,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Tree Top Dr

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