35 Tom Roberts Rd, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 35 Tom Roberts Rd, Alligator Point, FL 32346

Property Summary

Property Type	Vacant Land
Lot Size	0.312 acres (13,591 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (May 2021)
Tax Bill	$709 (2025)
Deeds & Mortgages	May 2021 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`06-07S-01W-1012-00G0-0120`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1012-00G0-0120`

Exterior

Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	189 ft deep x 72 ft wide

Location & Zoning

Street Address	35 TOM ROBERTS RD
City	ALLIGATOR POINT
State	FL
Zip	32346-5128
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 2 BLK G LOT 12 ALLIGATOR HARBOR AKA LOT 24 SOUTH SHOAL OR 108/495 218/474 273/263 366/201 592/27 848/130 858/302 858/707
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	SOUTH SHOAL VILLAGE
Legal Block	G
Legal Lot Number	12
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2010
Census Tract	970102

Owner

35 Tom Roberts Rd, vacant land, is owned by an individual who bought it in May 2021.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	900 W 3RD AVE, ALBANY, GA 31701-1706
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Nov 15, 2012
Deed Document Number	202119003163
Deed Book / Page	1301 / 457
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 19, 2021
Property Address	35 TOM ROBERTS RD, ALLIGATOR POINT, FL 32346-5128
Document Number	0019003163
Book / Page	1301 / 457
Map Reference	MB 4 PG 7
Instrument Date	May 12, 2021
Instrument	202119003163
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1713 DAWSON RD, ALBANY, GA 31707-4447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 W 3RD AVE, ALBANY, GA 31701-1706

Mortgage

Document Number	0000000459
Date	May 19, 2021
Instrument	1301/459

Lender

Name	FARM CREDIT OF NORTHWEST FLORIDA AC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 35 Tom Roberts Rd was $709, up 3.5% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$709.00 (+3.5%)	$68,040 (-) Land $68,040	$68,040 (-) Land $68,040
2024	$685.00 (+10.66%)	$68,040 (+25%) Land $68,040	$68,040 (+25%) Land $68,040
2023	$619.00 (-2.67%)	$54,432 (-) Land $54,432	$54,432 (-) Land $54,432
2022	$636.00	$54,432 Land $54,432	$54,432 Land $54,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Tom Roberts Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Tom Roberts Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20