35 Thomas Ridge Rd, Morganton, GA 30560 Property Records

Fannin County property record for 35 Thomas Ridge Rd, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 ba · 2,176 sqft · built 2017
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on File
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Mar 2026 Sale Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0007 01006`

Property Details

APN / Parcel Number

Primary APN	`0007 01006`
Alternative APN	`20819`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,176 sqft Heated Area
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Finished Basement	1,088 sqft
Unfinished Basement	1,088 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	139,392 sqft (3.2 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,080 sqft
Porch	Slab
Porch Area	1,184 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20819
Street Address	35 THOMAS RIDGE RD
City	MORGANTON
State	GA
Zip	30560-3181
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIA
Legal Description	8-1 LL193,194 LT7 DB1213-287* 3.198 ACS
Legal Subdivision	PRETTY POND
Legal Block	A
Legal Lot Number	7
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1003
Census Tract	50500

Owner

35 Thomas Ridge Rd, a residential property, is owned by an individual who acquired it in March 2026.

Source: Fannin County records, as of April 15, 2026

Owner of Record	Individual Name on File
Mailing Address	501 STERLING WATER, MONROE WC
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Warranty Deed, Transfer
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED CREDIT UNION
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED CREDIT UNION
Jun 16, 2017	Warranty Deed, Transfer · Stand-Alone Second Mortgage PRIMARY CAPITAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2026
Deed Sale	Mar 12, 2026
Prior Sale	Jun 16, 2017 · Amount on File
Deed Book / Page	1692 / 650
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Mar 12, 2026
Property Address	35 THOMAS RIDGE RD, MORGANTON, GA 30560-3181
Document Number	001692/650
Book / Page	1692 / 650
Instrument Date	Mar 12, 2026
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 STERLING WATER, MONROE WC

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	35 THOMAS RIDGE RD, MORGANTON, GA 30560-3181
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 THOMAS RIDGE RD, MORGANTON, GA 30560-3181

Mortgage

Document Number	0000001388/0000000194
Date	Nov 30, 2020
Book Page	0000001388/0000000194

Lender

Name	ASSOCIATED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	35 THOMAS RIDGE RD, MORGANTON, GA 30560-3181
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 THOMAS RIDGE RD, MORGANTON, GA 30560-3181

Mortgage

Document Number	0000001388/0000000194
Date	Nov 30, 2020
Book Page	0000001388/0000000194

Lender

Name	ASSOCIATED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jun 16, 2017
Property Address	35 THOMAS RIDGE RD, MORGANTON, GA 30560-3181
Document Number	001213/287
Book / Page	1213 / 287
Instrument Date	Jun 16, 2017
Instrument	2017-001405
Transaction Type	Transfer
Record Updated	May 27, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 REECE DR, HOSCHTON, GA 30548-4338

Mortgage

Document Number	001213/289
Date	Jun 19, 2017
Book Page	1213/289
Instrument	2185380016

Lender

Name	PRIMARY CAPITAL
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 35 Thomas Ridge Rd was $1,880.

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00	$207,301 Land $16,502 Building $190,799	$518,252 Land $41,254 Building $476,998
2023		$172,743 (+6.82%) Land $16,502 Building $156,241	$431,857 (+6.82%) Land $41,254 Building $390,603
2022	$2,267.00	$161,713 Land $16,502 Building $145,211	$404,281 Land $41,254 Building $363,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Thomas Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Thomas Ridge Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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