35 Thayer Ave, Narragansett, RI 02882 Property Records

Narragansett Town property record for 35 Thayer Ave, Narragansett, RI 02882

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,472 sqft · built 2005
Lot Size0.689 acres (30,000 sqft)
OwnerIndividual Name on File
Last Sale$1,500,000 (Nov 2024)
Tax Bill$9,192 (2025)
Deeds & MortgagesMar 2021 Refinance
Jun 2024 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNNARR M:P B:3 L:11

Property Details

APN / Parcel Number

Primary APNNARR M:P B:3 L:11
Alternative APN
  • 19246400

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area4,472 sqft Living Area
Gross Area7,730 sqft
Basement Area1,806 sqft
Unfinished Basement448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2008
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number19246400
Street Address35 THAYER AVE
CityNARRAGANSETT
StateRI
Zip02882-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Block3
Legal Lot Number11
JurisdictionNARRAGANSETT RI
Township / Civil DivisionNARRAGANSETT
Census Block Group3
Census Block3006
Census Tract51503

Owner

35 Thayer Ave is owned and occupied by an individual who bought it in November 2024.

Source: Narragansett Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address35 THAYER AVE, NARRAGANSETT, RI 02882-3819
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Jun 26, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Nov 18, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
WATERSTONE MORTGAGE CORP
Dec 27, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2024 · Amount on File
Deed SaleNov 18, 2024 · Amount on File
Prior SaleJan 2, 2004 · Amount on File
Deed Book / Page1038 / 603
Prior Transfer DateJul 20, 2017
Prior Transfer Doc0000003444
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNARRAGANSETT RI
Property Address35 THAYER AVE, NARRAGANSETT, RI 02882-3819
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000974-250
DateMar 16, 2021
Book Page974/250
Instrument2021001390
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2051

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNARRAGANSETT RI
Property Address35 THAYER AVE, NARRAGANSETT, RI 02882-3819
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001032-753
DateJun 26, 2024
Book Page1032/753
Instrument2024001548
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueJul 1, 2034

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNARRAGANSETT RI
Recording DateNov 18, 2024
Property Address35 THAYER AVE, NARRAGANSETT, RI 02882-3819
Document Number001038-603
Book / Page1038 / 603
Instrument DateNov 18, 2024
Instrument2024002959
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 THAYER AVE, NARRAGANSETT, RI 02882-3819

Mortgage

Document Number2024002960
DateNov 18, 2024
Instrument2024002960
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateDec 1, 2031
Max Rate At Change2.75%
IndexOther

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNARRAGANSETT RI
Recording DateDec 27, 2023
Property Address35 THAYER AVE, NARRAGANSETT, RI 02882-3819
Document Number001026-605
Book / Page1026 / 605
Instrument DateJul 20, 2017
Instrument2023003444
Transaction TypeTransfer
Record UpdatedJan 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address35 THAYER AVE, NARRAGANSETT, RI 02882-3819

Tax Assessment & Valuation

The 2025 property tax bill for 35 Thayer Ave was $9,192.

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNarragansett Town
Unified School DistrictNarragansett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,192.00$1,353,800 Land $427,700 Building $926,100$1,655,242
2023$8,781.00 (+3.44%)$943,200 (-) Land $305,500 Building $637,700
2022$8,489.00$943,200 Land $305,500 Building $637,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Thayer Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies73 units insured
incl. 41 condo units
Nearby Flood Claims7 (1982–2018)
Claims Outside the SFHA6 of 7
Most Recent ClaimJan 2018 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Thayer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER WAKEFIELD RHODE ISLAND INC
private · serves 21,225 people · EPA ID RI1615624
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
E. coli
resolved · Aug 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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