35 Terfidia Ln, Milpitas, CA 95035 Property Records

Santa Clara County property record for 35 Terfidia Ln, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,428 sqft · built 1989
Lot Size	0.03 acres (1,297 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Mar 2024)
Tax Bill	$13,114 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Mortgage + 5 more
Flood Zone	Zone D (undetermined)
APN	`029-56-009`

Property Details

APN / Parcel Number

Primary APN	`029-56-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	606 sqft
2nd Floor Area	822 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,297 sqft (0.03 acres)
Garage Area	255 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	35 TERFIDIA LN
City	MILPITAS
State	CA
Zip	95035-5046
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOS COCHES VILLAS LOT 9
Legal Subdivision	LOS COCHES VILLAS
Legal Tract	7428
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4005
Census Tract	504412

Owner

35 Terfidia Ln, a condominium, is owned by two individuals who bought it in March 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	249 ACALANES DR, 8, SUNNYVALE, CA 94086-7110
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 29, 2024	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2024	Intrafamily Transfer, Transfer TITLE FLORIDA INC, TITLE FORWARD OF CA INC
Feb 8, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 12, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on File
Deed Sale	Mar 29, 2024 · Amount on File
Prior Sale	Feb 8, 2022 · Amount on File
Deed Document Number	202425616390
Prior Transfer Date	Oct 8, 1993
Prior Transfer Doc	0012164256
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	35 TERFIDIA LN, MILPITAS, CA 95035-5046
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 TERFIDIA LN, MILPITAS, CA 95035-5046

Mortgage

Document Number	0025916790
Date	Dec 11, 2025
Instrument	25916790

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 SOUTH TRYON STREET, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Max Rate	10%

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 29, 2024
Property Address	35 TERFIDIA LN, MILPITAS, CA 95035-5046
Document Number	0025616390
Instrument Date	Mar 24, 2024
Instrument	25616390
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	NOT AVAILABLE, TITLE FORWARD OF CALIFOMIAIN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	249 ACALANES DR APT 8, 8, SUNNYVALE, CA 94086-7110

Mortgage

Document Number	0025616391
Date	Mar 29, 2024
Instrument	25616391

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0025616391
Date	Mar 29, 2024
Instrument	25616391

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 29, 2024
Property Address	35 TERFIDIA LN, MILPITAS, CA 95035-5046
Document Number	0025616389
Map Reference	MB 512 PGS 8-9
Instrument Date	Mar 24, 2024
Instrument	25616389
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	TITLE FLORIDA INC, TITLE FORWARD OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16486 LOS GATOS ALMADEN RD, LOS GATOS, CA 95032-3540

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 8, 2022
Property Address	35 TERFIDIA LN, MILPITAS, CA 95035-5046
Document Number	0025235976
Map Reference	MB 512 PG 8&9
Instrument Date	Feb 3, 2022
Instrument	25235976
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 TERFIDIA LN, MILPITAS, CA 95035-5046

Mortgage

Document Number	0025235977
Date	Feb 8, 2022
Instrument	25235977

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	35 TERFIDIA LN, MILPITAS, CA 95035-5046
Document Number	0024635830
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3413 ROYAL MEADOW LN SAN JOSE CA 951351642, SAN JOSE, CA 95135-1642

Mortgage

Document Number	0024635830
Date	Sep 30, 2020
Instrument	24635830

Lender

Name	NEXBANK
Address	DENISON, TX 75021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 29, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	35 TERFIDIA LN, MILPITAS, CA 95035-5046
Document Number	0024322418
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3413 ROYAL MEADOW LN SAN JOSE CA 951351642, SAN JOSE, CA 95135-1642

Mortgage

Document Number	0024322418
Date	Nov 6, 2019
Instrument	24322418

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 12, 2018
Property Address	35 TERFIDIA LN, MILPITAS, CA 95035-5046
Document Number	0023885535
Instrument Date	Mar 2, 2018
Instrument	23885535
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$995.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3413 ROYAL MEADOW LN SAN JOSE CA 951351642, SAN JOSE, CA 95135-1642

Mortgage

Document Number	23885536
Date	Mar 12, 2018
Instrument	23885536

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 35 Terfidia Ln was $13,114, up 9.1% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$985,000 (-12.21%) Land $492,500 Building $492,500
2025	$13,114.00 (+9.07%)	$1,122,000 Land $561,000 Building $561,000
2024	$12,023.00 (+0.32%)
2023	$11,985.00 (+2.71%) Homeowner's exemption	$1,020,000 Land $510,000 Building $510,000
2022	$11,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 35 Terfidia Ln in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Terfidia Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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