Essex Town property record for 35 Summit St, Ivoryton, CT 06442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 1910 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,000 (Aug 2021) |
| Tax Bill | $3,700 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ESSE M:58 B:011 |
| Primary APN | ESSE M:58 B:011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 2,877 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 19,166 sqft (0.44 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 237000 |
|---|---|
| Street Address | 35 SUMMIT ST |
| City | IVORYTON |
| State | CT |
| Zip | 06442-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 11 |
| Jurisdiction | ESSEX CT |
| Township / Civil Division | ESSEX |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 630101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ivoryton Historic District listed 2014 · 294 contributing resources · NRIS 13000895 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
35 Summit St is owned and occupied by an individual who bought it in August 2021.
Source: Essex Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 SUMMIT ST, IVORYTON, CT 06442-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 11, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on File |
| Deed Sale | Aug 11, 2021 · Amount on File |
| Prior Sale | Oct 29, 2020 · Amount on File |
| Deed Book / Page | 343 / 967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX CT |
| Recording Date | Apr 13, 2026 |
| Property Address | 35 SUMMIT ST, IVORYTON, CT 06442-1127 |
| Document Number | 000364-444 |
| Book / Page | 364 / 444 |
| Instrument Date | Apr 4, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 35 SUMMIT ST, IVORYTON, CT 06442-1127 |
| Document Number | 0364000444, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 364/444 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX CT |
| Recording Date | Aug 11, 2021 |
| Property Address | 35 SUMMIT ST, IVORYTON, CT 06442-1127 |
| Document Number | 000343-967 |
| Book / Page | 343 / 967 |
| Instrument Date | Aug 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 SUMMITT ST, IVORYTON, CT 06442-1127 |
| Investor | Possibly a Property Investor |
| Document Number | 0000343970 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 343/970 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX CT |
| Recording Date | Jul 2, 2018 |
| Property Address | 35 SUMMIT ST, IVORYTON, CT 06442-1127 |
| Document Number | 325-65 |
| Book / Page | 000325 / 000065 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 134 OLD KELSEY POINT RD WESTBROOK CT 064982174, WESTBROOK, CT 06498-2174 |
| Document Number | 325-67 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 000325/000067 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 35 Summit St was $3,700, up 3.4% from the year before.
Source: Essex Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Essex Town |
| Elementary School District | Essex School District (PK - 06) |
| Secondary School District | Regional School District 04 (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,700.00 (+3.38%) | $192,100 (-) Land $59,400 Building $132,700 | $443,759 (+230.01%) |
| 2025 | $3,579.00 | $192,100 Land $59,400 Building $132,700 | $134,470 Land $41,580 Building $92,890 |
| 2024 | $3,579.00 (+11.56%) | ||
| 2023 | $3,208.00 (-0.25%) | $142,000 (-) Land $52,700 Building $89,300 | |
| 2022 | $3,216.00 | $142,000 Land $52,700 Building $89,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 35 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 35 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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