35 Summit Rd, Chestnut Ridge (Spring Valley), NY 10977 Property Records

Rockland County and Ramapo Town property record for 35 Summit Rd, Chestnut Ridge, NY 10977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1958
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$705,000 (Nov 2023)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392615 62.20-2-19`

Property Details

APN / Parcel Number

Primary APN	`392615 62.20-2-19`
Alternative APNs	`261506202000020190000000` `00403910000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	1,588 sqft

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	146 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00403910000
Old Parcel Number	261506202000020190000000
Street Address	35 SUMMIT RD
City	CHESTNUT RIDGE
State	NY
Zip	10977-6707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGLE RESIDENCE
Legal Description	LOT:19.000 BLK:2 SEC:62.20 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal Subdivision	SUMMIT GARDENS
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1000
Census Tract	12504

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	35 SUMMIT RD, SPRING VALLEY, NY 10977-6707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 23, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	May 14, 2003 · Amount on Record
Deed Document Number	0202333572
Deed Book / Page	2023 / 33572
Record Updated	Jun 8, 2026

November 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Nov 6, 2023
Property Address	35 SUMMIT RD, CHESTNUT RIDGE, NY 10977-6707
Document Number	0000033572
Instrument Date	Nov 2, 2023
Instrument	2023-00033572
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 SUMMIT RD, CHESTNUT RIDGE, NY 10977-6707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WYTHE AVE APT 1D, 1D, BROOKLYN, NY 11249-6190

Mortgage

Document Number	0000033573
Date	Nov 6, 2023
Instrument	2023-00033573

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	35 SUMMIT RD, CHESTNUT RIDGE, NY 10977-6707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030843
Date	Oct 23, 2018
Instrument	2018-00030843

Lender

Name	AMERICAN FINANCIAL RESOURCES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Chestnut Ridge Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$50,800 (-) Land $17,500 Building $33,300	$654,639 (+1,198.89%) Land $225,515 Building $429,124
2023	$50,800 (-) Land $17,500 Building $33,300	$50,400 (-) Land $17,362 Building $33,038
2022	$50,800 Land $17,500 Building $33,300	$50,400 Land $17,362 Building $33,038

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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