35 Stella Dr, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 35 Stella Dr, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,824 sqft · built 1958
Lot Size	0.826 acres (35,998 sqft)
Owner	2 Individual Names on File
Last Sale	$691,000 (Feb 2022)
Tax Bill	$12,539 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-00633-0000-00109`

Property Details

APN / Parcel Number

Primary APN	`06-00633-0000-00109`
Alternative APNs	`060063300109` `S001`

Interior

Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	35,998 sqft (0.826 acres)
Lot Dimensions	300 ft deep x 120 ft wide

Location & Zoning

Account Number	S001
Street Address	35 STELLA DR
City	BRIDGEWATER
State	NJ
Zip	08807-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	SOMERSET HILLS ESTATES SEC 4
Legal Block	633
Legal Lot Number	109
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1008
Census Tract	50901

Owner

35 Stella Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 STELLA DR, BRIDGEWATER, NJ 08807-1839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK
May 26, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	20228441
Deed Book / Page	7427 / 1352
Prior Transfer Date	Dec 9, 2016
Prior Transfer Doc	0000055730
Record Updated	Sep 20, 2026

February 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Feb 28, 2022
Property Address	35 STELLA DR, BRIDGEWATER, NJ 08807-1839
Document Number	0000008441
Book / Page	7427 / 1352
Instrument Date	Dec 9, 2021
Instrument	2022008441
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,149.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 PENNS WAY, 401, BASKING RIDGE, NJ 07920-3064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 STELLA DR, BRIDGEWATER, NJ 08807-1839

Mortgage

Document Number	0000008442
Date	Feb 28, 2022
Instrument	2022008442

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	35 STELLA DR, BRIDGEWATER, NJ 08807-1839
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015610
Date	Mar 9, 2021
Book Page	7317/3843
Instrument	2021015610

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	35 STELLA DR, BRIDGEWATER, NJ 08807-1839
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027023
Date	Jul 20, 2018
Book Page	7058/0132
Instrument	2018027023

Lender

Name	NATIONAL BANK
Type	Bank
Address	ROANOKE, VA 24019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 26, 2017
Property Address	35 STELLA DR, BRIDGEWATER, NJ 08807-1839
Document Number	0000020707
Book / Page	6962 / 1011
Map Reference	MAP386
Instrument Date	May 23, 2017
Instrument	2017020707
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,751.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 BELMONT CT, 10, PITTSTOWN, NJ 08867-5188

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	35 STELLA DR, BRIDGEWATER, NJ 08807-1839

Mortgage

Document Number	0000020708
Date	May 26, 2017
Instrument	2017020708

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 35 Stella Dr was $12,539, down 1.2% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$699,300 (+7.58%) Land $306,300 Building $393,000	$699,300 (+7.58%) Land $306,300 Building $393,000
2025	$12,539.00 (-1.23%)	$650,000 Land $296,300 Building $353,700	$650,000 Land $296,300 Building $353,700
2024	$12,695.00
2023		$579,400 Land $296,300 Building $283,100	$579,400 Land $296,300 Building $283,100
2022	$9,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Stella Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2012)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Stella Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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