35 State St, Charleston, SC 29401 Property Records

Charleston County property record for 35 State St, Charleston, SC 29401

Property Summary

Property Type	Row House
Details	3 bd · 4 ba · 3,361 sqft · built 1820
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Jun 2012)
Tax Bill	$7,252 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`458-09-01-103`

Property Details

APN / Parcel Number

Primary APN	`458-09-01-103`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,361 sqft Living Area
1st Floor Area	1,233 sqft
Upper Floors Area	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Row Home
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Galvanized Metal
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	78 ft deep x 22 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	35 STATE ST
City	CHARLESTON
State	SC
Zip	29401-2811
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	DESCRIPTION -35 W STATE
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1058
Census Tract	5100

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 STATE ST, CHARLESTON, SC 29401-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA
Sep 25, 2017	Deed of Trust, Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2012 · Amount on Record
Deed Sale	Jun 27, 2012 · Amount on Record
Prior Sale	Dec 21, 2005 · Amount on Record
Deed Book / Page	260 / 889
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	35 STATE ST, CHARLESTON, SC 29401-2811
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010360975
Date	Sep 27, 2021
Book Page	1036/975

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	7%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	35 STATE ST, CHARLESTON, SC 29401-2811
Document Number	0669/0827
Book / Page	000669 / 000827
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 STATE ST CHARLESTON SC 294012811, CHARLESTON, SC 29401-2811

Mortgage

Document Number	0669/0827
Date	Oct 3, 2017
Book Page	000669/000827

Lender

Name	SOUTH ST BK
Type	Bank
Address	N CHARLESTON, SC 29406

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 2, 2032

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,252.00 (+8.61%)	$1,520,875 (+2,775%) Land $658,321 Building $862,554	$3,213,600 (+52.06%) Land $802,100 Building $2,411,500
2024	$6,677.00 (+6.05%)	$52,900 (-)
2022	$6,296.00	$52,900	$2,113,400 (-) Land $914,800 Building $1,198,600
2020			$2,113,400 Land $914,800 Building $1,198,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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