35 Starnes Rd, Paint Lick, KY 40461 Property Records

Garrard County property record for 35 Starnes Rd, Paint Lick, KY 40461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$201,525 (Nov 2025)
Tax Bill	$305 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`59-51`

Property Details

APN / Parcel Number

Primary APN	`59-51`
Alternative APN	`15558`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story

Exterior

Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	15558
Street Address	35 STARNES RD
City	PAINT LICK
State	KY
Zip	40461-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC +/-
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	3
Census Block	3002
Census Tract	970400

Owner

35 Starnes Rd is owned and occupied by an individual who bought it in November 2025.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	35 STARNES RD, PAINT LICK, KY 40461-9512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Nov 26, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Oct 25, 2016	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 9, 2011	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Deed Document Number	2025201767
Deed Book / Page	335 / 7
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	35 STARNES RD, PAINT LICK, KY 40461-9512
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	LAND GROUP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 STARNES RD, PAINT LICK, KY 40461-9512

Mortgage

Document Number	00M465/570
Date	Nov 26, 2025
Book Page	M465/570
Instrument	201769

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	35 STARNES RD, PAINT LICK, KY 40461-9512
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	LAND GROUP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240 CARTERSVILLE RD, PAINT LICK, KY 40461-9032

Mortgage

Document Number	00M465/549
Date	Nov 26, 2025
Book Page	M465/549
Instrument	201768

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Oct 25, 2016
Property Address	35 STARNES RD, PAINT LICK, KY 40461-9512
Document Number	000286/078
Book / Page	286 / 078
Instrument Date	Oct 7, 2016
Instrument	132373
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4702 STONEMEDE DR, FRIENDSWOOD, TX 77546-3134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 STARNES RD, PAINT LICK, KY 40461-9512

March 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 9, 2011
Property Address	35 STARNES RD, PAINT LICK, KY 40461-9512
Document Number	000261/561
Book / Page	261 / 561
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 35 Starnes Rd was $305, down 0.7% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,525 (+571.75%) Land $25,000 Building $176,525	$201,525 (+571.75%) Land $25,000 Building $176,525
2025	$305.00 (-0.65%)	$30,000 (-) Land $15,000 Building $15,000	$30,000 (-) Land $15,000 Building $15,000
2024	$307.00 (-2.85%)	$30,000 (-) Land $15,000 Building $15,000	$30,000 (-) Land $15,000 Building $15,000
2023	$316.00 (-0.94%)	$30,000 (-) Land $15,000 Building $15,000	$30,000 (-) Land $15,000 Building $15,000
2022	$319.00	$30,000 Land $15,000 Building $15,000	$30,000 Land $15,000 Building $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 35 Starnes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Starnes Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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