35 Spruce St, Laconia, NH 03246 Property Records

Belknap County and Laconia City property record for 35 Spruce St, Laconia, NH 03246

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 954 sqft · built 1930
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$211,533 (Nov 2020)
Tax Bill	$3,742 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
APN	`LACO M:457 B:205 L:41`

Property Details

APN / Parcel Number

Primary APN	`LACO M:457 B:205 L:41`
Alternative APN	`5527`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
Gross Area	2,145 sqft
1st Floor Area	954 sqft
Basement Area	954 sqft
Unfinished Basement	378 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5527
Street Address	35 SPRUCE ST
City	LACONIA
State	NH
Zip	03246-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	205
Legal Lot Number	41
Jurisdiction	LACONIA CITY NH
Township / Civil Division	LACONIA
Census Block Group	4
Census Block	4011
Census Tract	965900

Owner

35 Spruce St is owned and occupied by two individuals who bought it in November 2020.

Source: Belknap County and Laconia City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 SPRUCE ST, LACONIA, NH 03246-3844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Sep 12, 2013 · Amount on File
Deed Document Number	20202013974
Deed Book / Page	3361 / 91
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACONIA CITY NH
Recording Date	Nov 2, 2020
Property Address	35 SPRUCE ST, LACONIA, NH 03246-3844
Document Number	0033610091
Book / Page	003361 / 000091
Instrument Date	Oct 30, 2020
Instrument	2013974
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 BALDWIN ST LACONIA NH 032463813, LACONIA, NH 03246-3813

Mortgage

Document Number	33610093
Date	Nov 2, 2020
Book Page	003361/000093
Instrument	2013975

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	1400 VETERANS UNITED DR, COLUMBIA, MO 65203-3001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 35 Spruce St was $3,742.

Source: Belknap County and Laconia City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
Municipality	Laconia City
Unified School District	Laconia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,742.00	$288,300 Land $126,100 Building $162,200
2023	$3,490.00 (+11.01%)	$250,900 (+18.52%) Land $106,800 Building $144,100
2022	$3,144.00	$211,700 Land $90,600 Building $121,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 35 Spruce St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACONIA WATER WORKS serves 17,125 people · EPA ID NH1281010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20