35 Spring St N, Morehead, KY 40351 Property Records

Rowan County property record for 35 Spring St N, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,752 sqft
Lot Size	0.519 acres (22,631 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Sep 2022)
Tax Bill	$1,528 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`043-10 00 055.00`

Property Details

APN / Parcel Number

Primary APN	`043-10 00 055.00`
Alternative APNs	`3220` `3248` `3418`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,752 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,631 sqft (0.519 acres)
Garage Area	1,160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	3418
Street Address	35 SPRING ST N
City	MOREHEAD
State	KY
Zip	40351-8339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE BLDG/GAR LOT #45 & POOL PARK HILLS
Legal Subdivision	PARK HILLS
Legal Lot Number	45
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2022
Census Tract	950100

Owner

Source: Rowan County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 SPRING ST N, MOREHEAD, KY 40351-8339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK
Sep 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	20222019156
Deed Book / Page	285 / 535
Prior Transfer Date	Sep 22, 2022
Prior Transfer Doc	00D285/535
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	35 SPRING ST N, MOREHEAD, KY 40351-8339
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A400/023
Date	Nov 9, 2018
Book Page	A400/023
Instrument	411870

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 2, 2038

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	Sep 29, 2022
Property Address	35 SPRING ST N, MOREHEAD, KY 40351-8339
Document Number	00D285/535
Book / Page	D285 / 535
Map Reference	MB 2 PG 51
Instrument Date	Sep 22, 2022
Instrument	2019156
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 DOUGLAS HOLW, OLIVE HILL, KY 41164-8461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SPRING STREET, MOREHEAD, KY 40351-8339

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,528.00 (-1.74%)	$182,600 (-) Land $10,000 Building $172,600	$182,600 (-) Land $10,000 Building $172,600
2023	$1,555.00	$182,600 Land $10,000 Building $172,600	$182,600 Land $10,000 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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