35 Spindale Ct, Youngsville, NC 27596 Property Records

Franklin County property record for 35 Spindale Ct, Youngsville, NC 27596

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,494 sqft · built 2019
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jun 2020)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1863-33-8749`

Property Details

APN / Parcel Number

Primary APN	`1863-33-8749`
Alternative APNs	`1800023842` `044224`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,494 sqft Total Area
Basement Area	1,916 sqft
Finished Basement	1,916 sqft
Sunroom	Sunroom
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Raised Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Terrain	Rolling
Garage Type	Attached - Finished
Garage Area	578 sqft
Porch	Slab
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	35 SPINDALE CT
City	YOUNGSVILLE
State	NC
Zip	27596-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-8
Legal Subdivision	CEDAR RIDGE LOT
Legal Lot Number	41
Jurisdiction	FRANKLIN NC
Township / Civil Division	YOUNGSVILLE
Census Block Group	2
Census Block	2013
Census Tract	60502

Owner

35 Spindale Ct is owned and occupied by two individuals who bought it in June 2020.

Source: Franklin County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 SPINDALE CT, YOUNGSVILLE, NC 27596-8040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 6, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2022	Deed of Trust, Mortgage · VA Mortgage SOUTH STATE BANK NA
Jun 26, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTH STATE BANK
Sep 6, 2019	Warranty Deed, Construction Loan · Construction Mortgage NORTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Prior Sale	Sep 6, 2019 · Amount on File
Deed Book / Page	2214 / 407
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Recording Date	Jul 14, 2026
Property Address	35 SPINDALE CT, YOUNGSVILLE, NC 27596-8040
Document Number	0010115625
Book / Page	2437 / 370
Instrument Date	Jul 9, 2026
Instrument	202610115625
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SPINDALE CT, YOUNGSVILLE, NC 27596-8040

Mortgage

Document Number	0010115625,
Date	Jul 14, 2026
Book Page	2437/370
Instrument	202610115625

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	35 SPINDALE CT, YOUNGSVILLE, NC 27596-8040
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SPINDALE CT, YOUNGSVILLE, NC 27596-8040

Mortgage

Document Number	0024091960
Date	Oct 6, 2025
Book Page	2409/1960
Instrument	10105287

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	35 SPINDALE CT, YOUNGSVILLE, NC 27596-8040
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022920781
Date	Feb 28, 2022
Book Page	2292/781

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Jun 26, 2020
Property Address	35 SPINDALE CT, YOUNGSVILLE, NC 27596-8040
Document Number	0022140407
Book / Page	2214 / 407
Map Reference	MB 2018 PG 178&179
Instrument Date	Jun 23, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8411 GARVEY DR STE 121, 8411, RALEIGH, NC 27616-3180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SPINDALE CT, YOUNGSVILLE, NC 27596-8040

Mortgage

Document Number	0002214409
Date	Jun 26, 2020
Instrument	2214/409

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Sep 6, 2019
Property Address	35 SPINDALE CT, YOUNGSVILLE, NC 27596-8040
Document Number	0021870074
Book / Page	2187 / 0074
Map Reference	MB 2018 PG 178&179
Instrument Date	Sep 6, 2019
Transaction Type	Construction Loan
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8411 GARVEY DR STE 121, 8411, RALEIGH, NC 27616-3180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8411 GARVEY DR STE 121, 121, RALEIGH, NC 27616-3180
Investor	Possibly a Property Investor

Mortgage

Document Number	0000218776
Date	Sep 6, 2019
Instrument	2187/76

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 15, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 35 Spindale Ct was $3,219.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,219.00	$514,160 Land $96,000 Building $418,160	$514,160 Land $96,000 Building $418,160
2023	$3,117.00	$341,530 Land $51,750 Building $289,780	$341,530 Land $51,750 Building $289,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Spindale Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Spindale Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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