35 Seneca Ln, San Ramon, CA 94583 Property Records

Contra Costa County property record for 35 Seneca Ln, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,436 sqft · built 1985
Lot Size	0.186 acres (8,118 sqft)
Owner	Trust Name on File
Last Sale	$861,000 (Oct 2013)
Tax Bill	$13,028 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`209-701-012-4`

Property Details

APN / Parcel Number

Primary APN	`209-701-012-4`
Alternative APN	`209-701-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,436 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	1,495 sqft
2nd Floor Area	941 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Wood Shingle
Lot Area	8,118 sqft (0.186 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	35 SENECA LN
City	SAN RAMON
State	CA
Zip	94583-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05815 L0039 B
Legal Subdivision	SUBDIVISION 5815
Legal Tract	05815
Legal Lot Number	39
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	345115

Owner

35 Seneca Ln is owner-occupied and held in a trust since October 2013.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	35 SENECA LN, SAN RAMON, CA 94583-4305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2013 · Amount on File
Deed Sale	Oct 16, 2013 · Amount on File
Prior Sale	Apr 27, 2012 · Amount on File
Deed Document Number	2013245069
Prior Transfer Date	Dec 7, 2010
Prior Transfer Doc	0000292791
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	35 SENECA LN, SAN RAMON, CA 94583-4305
Transaction Type	Mortgage
Record Updated	Oct 6, 2023
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SENECA LN, SAN RAMON, CA 94583-4305

Mortgage

Document Number	0000093572
Date	Sep 27, 2023
Instrument	2023-093572

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Oct 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Sep 19, 2023
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	Prime Rate
Max Rate	17%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	35 SENECA LN, SAN RAMON, CA 94583-4305
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SENECA LN, SAN RAMON, CA 94583-4305

Mortgage

Document Number	0000174589
Date	Nov 16, 2022
Instrument	2022-174589

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	2 Months
Due	Dec 31, 2022

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	35 SENECA LN, SAN RAMON, CA 94583-4305
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO ROSEVILLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117282
Date	Jun 17, 2020
Instrument	2020-117282

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	35 SENECA LN, SAN RAMON, CA 94583-4305
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SENECA LN, SAN RAMON, CA 94583-4305

Mortgage

Document Number	0000303931
Date	Oct 29, 2021
Instrument	2021-303931

Lender

Name	PATELCO CU
Type	Credit Union
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Nov 30, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly
Index	Prime Rate

Tax Assessment & Valuation

The 2025 property tax bill for 35 Seneca Ln was $13,028 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,133,538 (+2%) Land $781,483 Building $352,055
2025	$13,028.00 Homeowner's exemption	$1,111,312 Land $766,160 Building $345,152
2023	$11,966.00 (+0.76%) Homeowner's exemption	$1,014,239 Land $736,410 Building $277,829
2022	$11,876.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 35 Seneca Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Seneca Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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