35 School St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 35 School St, Melrose, MA 02176

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,520 sqft · built 1925
Lot Size0.229 acres (9,962 sqft)
Owner2 Trust Names on File
Tax Bill$10,183 (2026)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNMELR M:0F9 P:0000030

Property Details

APN / Parcel Number

Primary APNMELR M:0F9 P:0000030

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,520 sqft Living Area
Gross Area3,960 sqft
Basement Area912 sqft
Unfinished Basement638 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,962 sqft (0.229 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address35 SCHOOL ST
CityMELROSE
StateMA
Zip02176-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURA
JurisdictionMELROSE MA
Township / Civil DivisionMELROSE
Census Block Group1
Census Block1009
Census Tract336202

Owner

35 School St is owner-occupied and held in a trust since January 2025.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address35 SCHOOL ST, MELROSE, MA 02176-3320
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 15, 2025
Transfer Doc0001970975
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address35 SCHOOL ST, MELROSE, MA 02176-3320
Document Number0000094392
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 SCHOOL ST MELROSE MA 021763320, MELROSE, MA 02176-3320

Mortgage

Document Number0000094392
DateAug 8, 2018
Instrument94392
Lender
NameUS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 7, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 35 School St was $10,183, up 11,740.7% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMelrose City
Unified School DistrictMelrose School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,183.00 (+11,740.7%)$887,800 (+1.04%) Land $527,000 Building $360,800$1,199,630 (+28.6%)
2025$86.00 (-99.01%)$878,700 (-) Land $527,000 Building $351,700$932,805
2024$8,725.00 (+6.07%)$878,700 (+11.31%) Land $527,000 Building $351,700
2023$8,226.00$789,400 Land $470,100 Building $319,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 35 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELROSE WATER DIVISION (MWRA)
serves 29,938 people · EPA ID MA3178000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Netafy
Fixed Wireless
476 / 106
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on School St

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