35 Saranac St, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 35 Saranac St, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,958 sqft · built 2005
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$344,156 (Sep 2017)
Tax Bill	$5,789 (2025)
Deeds & Mortgages	Feb 2020 Refinance Nov 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0003 L:0271`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0003 L:0271`
Alternative APN	`4557`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,958 sqft Living Area
Gross Area	3,666 sqft
1st Floor Area	1,006 sqft
Basement Area	1,482 sqft
Unfinished Basement	1,006 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4557
Street Address	35 SARANAC ST
City	NORTH SMITHFIELD
State	RI
Zip	02896-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Lot Number	271
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	2
Census Block	2006
Census Tract	12801

Owner

35 Saranac St is owned and occupied by two individuals who bought it in September 2017.

Source: North Smithfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 SARANAC ST, NORTH SMITHFIELD, RI 02896-8412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
May 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 1, 2017	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Prior Sale	Apr 4, 2016
Deed Book / Page	758 / 170
Transfer Doc	707-96
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	35 SARANAC ST, NORTH SMITHFIELD, RI 02896-8412
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000841-96
Date	Feb 28, 2020
Book Page	841/96
Instrument	41675

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH SMITHFIELD RI
Property Address	35 SARANAC ST, NORTH SMITHFIELD, RI 02896-8412
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000874-282
Date	Nov 24, 2020
Book Page	874/282
Instrument	43926

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	May 15, 2019
Property Address	35 SARANAC ST, NORTH SMITHFIELD, RI 02896-8412
Document Number	812-103
Book / Page	812 / 103
Instrument Date	May 15, 2019
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	812106
Date	May 15, 2019
Instrument	812/106

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Sep 1, 2017
Property Address	35 SARANAC ST, NORTH SMITHFIELD, RI 02896-8412
Document Number	758-170
Book / Page	000758 / 000170
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SARANAC ST NORTH SMITHFIELD RI 028968412, NORTH SMITHFIELD, RI 02896-8412

Mortgage

Document Number	758-174
Date	Sep 1, 2017
Book Page	000758/000174

Lender

Name	PRIME LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 35 Saranac St was $5,789.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,789.00	$503,400 Land $107,500 Building $395,900	$563,028
2023	$5,818.00 (+2.45%)	$408,300 (-) Land $89,600 Building $318,700
2022	$5,679.00	$408,300 Land $89,600 Building $318,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Saranac St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Saranac St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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