35 Sands Ct, Conowingo, MD 21918 Property Records

Cecil County property record for 35 Sands Ct, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,832 sqft · built 1999
Lot Size	0.914 acres (39,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Aug 1999)
Tax Bill	$3,545 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-019185`

Property Details

APN / Parcel Number

Primary APN	`08-019185`
Alternative APNs	`8019185` `019185`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,832 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	39,814 sqft (0.914 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019185
Street Address	35 SANDS CT
City	CONOWINGO
State	MD
Zip	21918-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	LOT 12 - .914 ACRE 35 SANDS COURT BENJAMINS LANDING
Legal Subdivision	BENJAMINS LNDG SEC 1
Legal Lot Number	12
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1012
Census Tract	31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 SANDS CT, CONOWINGO, MD 21918-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit APG FCU
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 1999 · Amount on Record
Deed Sale	Aug 24, 1999 · Amount on Record
Deed Document Number	1999241000
Deed Book / Page	833 / 118
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	35 SANDS CT, CONOWINGO, MD 21918-1310
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049290478
Date	Jul 7, 2021
Book Page	4929/478

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	35 SANDS CT, CONOWINGO, MD 21918-1310
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048800263
Date	May 13, 2021
Book Page	4880/263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,545.00 (+3.08%) Homeowner's exemption	$335,300 (+16.05%)	$365,900 (+14.34%) Land $128,200 Building $237,700
2025	$3,439.00 (+37.29%) Homeowner's exemption
2023	$2,505.00 Homeowner's exemption	$288,933	$320,000 Land $89,900 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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