Worcester County property record for 35 Salt Grass Rd, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1977 |
| Lot Size | 0.281 acres (12,262 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $219,000 (Oct 2003) |
| Tax Bill | $2,196 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-099563 |
| Primary APN | 03-099563 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Total Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,262 sqft (0.281 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 176 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 099563 |
|---|---|
| Street Address | 35 SALT GRASS RD |
| City | BERLIN |
| State | MD |
| Zip | 21811-1695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-15A-094 12262 SQ FT SALT GRASS RD PL OCEAN PINES SEC15A |
| Legal Subdivision | OCEAN PINES SEC 15A |
| Legal Lot Number | 94 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 951101 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35 SALT GRASS RD, BERLIN, MD 21811-1695 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2003 · Amount on Record |
| Deed Sale | Oct 2, 2003 · Amount on Record |
| Deed Document Number | 2003345489 |
| Deed Book / Page | 3891 / 104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 35 SALT GRASS RD, BERLIN, MD 21811-1695 |
| Document Number | 0076090486 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 35 SALT GRASS RD BERLIN MD 218111695, BERLIN, MD 21811-1695 |
| Document Number | 0076090486 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 007609/000486 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 5, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 35 SALT GRASS RD, BERLIN, MD 21811-1695 |
| Document Number | 0069410384 |
| Book / Page | 006941 / 000384 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 35 SALT GRASS RD BERLIN MD 218111695, BERLIN, MD 21811-1695 |
| Document Number | 0069410384 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 006941/000384 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 13, 2032 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,196.00 (+1.34%) Homeowner's exemption | $296,800 (+29.91%) | $325,100 (+35.35%) Land $82,100 Building $243,000 |
| 2025 | $2,167.00 (+3.54%) Homeowner's exemption | ||
| 2023 | $2,093.00 Homeowner's exemption | $228,467 | $240,200 Land $67,600 Building $172,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 206 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 units insured incl. 75 condo units |
| Nearby Flood Claims | 4 (2011–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures