35 Saint Nicholas Ave, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 35 Saint Nicholas Ave, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,206 sqft · built 1953
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$232,500 (Feb 2020)
Tax Bill	$4,810 (2026)
Deeds & Mortgages	Sep 2024 Line of Credit Aug 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-015-00123`

Property Details

APN / Parcel Number

Primary APN	`36-015-00123`
Alternative APN	`WORC M:36 B:015 L:00123`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,206 sqft Living Area
Gross Area	2,427 sqft
1st Floor Area	804 sqft
Basement Area	1,095 sqft
Unfinished Basement	1,095 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	36-015-00123
Street Address	35 SAINT NICHOLAS AVE
City	WORCESTER
State	MA
Zip	01606-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	15
Legal Lot Number	123
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2009
Census Tract	730200

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 SAINT NICHOLAS AVE, WORCESTER, MA 01606-1623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK
Aug 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK
Aug 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK
Feb 27, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAY STATE SAVINGS BANK
Apr 7, 2017	Quit Claim Deed, Transfer · VA Mortgage HOME POINT FINL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Aug 8, 2013 · Amount on Record
Deed Document Number	2020449
Deed Book / Page	61955 / 272
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	61955-272
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	35 SAINT NICHOLAS AVE, WORCESTER, MA 01606-1623
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071001-105
Date	Sep 9, 2024
Book Page	71001/105
Instrument	73053

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	35 SAINT NICHOLAS AVE, WORCESTER, MA 01606-1623
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065938-242
Date	Aug 30, 2021
Book Page	65938/242
Instrument	121281

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	35 SAINT NICHOLAS AVE, WORCESTER, MA 01606-1623
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65938-242
Date	Aug 30, 2021
Book Page	65938/242
Instrument	121281

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 27, 2020
Property Address	35 SAINT NICHOLAS AVE, WORCESTER, MA 01606-1623
Document Number	61955-272
Book / Page	61955 / 272
Instrument Date	Jan 24, 2020
Instrument	20449
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	METROPOLITAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SAINT NICHOLAS AVE, WORCESTER, MA 01606-1623

Mortgage

Document Number	20450
Date	Feb 27, 2020
Instrument	20450

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 7, 2017
Property Address	35 SAINT NICHOLAS AVE, WORCESTER, MA 01606-1623
Document Number	56948-35
Book / Page	56948 / 35
Instrument	34685
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$33.90
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56948-39
Date	Apr 7, 2017
Book Page	56948/39
Instrument	34686

Lender

Name	HOME POINT FINL CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,810.00 (+2.34%)	$362,200 (+1.66%) Land $123,600 Building $238,600	$403,817 (+14.76%)
2025	$4,700.00 (+4.49%)	$356,300 (+13.58%) Land $117,700 Building $238,600	$351,880 (+2.38%)
2024			$343,710
2023	$4,498.00	$313,700 Land $102,400 Building $211,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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