35 S Smith Ave, Inverness, FL 34453 Property Records

Citrus County property record for 35 S Smith Ave, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 2009
Lot Size	0.284 acres (12,380 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Apr 2024)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0010-00050-130.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0010-00050-130.0`
Alternative APNs	`0219S19E0010000501300` `3446739`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2009
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,380 sqft (0.284 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	380 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Patio Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3446739
Old Parcel Number	0219S19E0010000501300
Street Address	35 S SMITH AVE
City	INVERNESS
State	FL
Zip	34453-0867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 1 LOTS 130 131 132 133 & 134 INCL BLK 5 PB 2 PG 93
Legal Range	19E
Legal Township	19S
Legal Section	11
Legal Subdivision	INVERNESS HIGHLANDS UNIT 1
Legal Block	5
Legal Lot Number	130-134 131
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1037
Census Tract	450706

Owner

35 S Smith Ave is owned and occupied by an individual who bought it in April 2024.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	35 S SMITH AVE, INVERNESS, FL 34453-0867
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Prior Sale	Aug 26, 2015 · Amount on File
Deed Document Number	2024020140
Deed Book / Page	3458 / 1234
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 9, 2024
Property Address	35 S SMITH AVE, INVERNESS, FL 34453-0867
Document Number	0034581234
Book / Page	3458 / 1234
Map Reference	MB 2 PG 93-96
Instrument Date	Mar 29, 2024
Instrument	2024020140
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 S SMITH AVE, INVERNESS, FL 34453-0867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 S SMITH AVE, INVERNESS, FL 34453-0867

Mortgage

Document Number	0034581236
Date	Apr 9, 2024
Instrument	3458/1236

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 35 S Smith Ave was $2,303 with an additional exemption, up 182.9% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,303.00 (+182.92%) Additional exemption filed	$182,561 (-1.79%) Land $10,700 Building $171,861	$182,561 (-1.79%) Land $10,700 Building $171,861
2024	$814.00 (+4.09%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$185,880 (-1.09%) Land $9,300 Building $176,580	$185,880 (-1.09%) Land $9,300 Building $176,580
2023	$782.00 (-1.64%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$187,921 (+17.28%) Land $7,990 Building $179,931	$187,921 (+17.28%) Land $7,990 Building $179,931
2022	$795.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$160,231 Land $5,500 Building $154,731	$160,231 Land $5,500 Building $154,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 S Smith Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 S Smith Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20