35 S Alward Ave, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 35 S Alward Ave, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,153 sqft · built 1932
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Trust Names on File
Last Sale	$726,000 (Nov 2020)
Tax Bill	$16,222 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02001-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`02-02001-0000-00015`
Alternative APN	`0200095000000075`

Interior

Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,153 sqft Living Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200095000000075
Street Address	35 S ALWARD AVE
City	BASKING RIDGE
State	NJ
Zip	07920-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Subdivision	TOWNSHIP/BERNARDS
Legal Block	2001
Legal Lot Number	15
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52400

Owner

35 S Alward Ave is owner-occupied and held in a trust since November 2020.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	35 S ALWARD AVE, BASKING RIDGE, NJ 07920-1814
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit PROPONENT FCU
May 10, 2023	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Nov 25, 2020	Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Deed Document Number	202059681
Deed Book / Page	7277 / 2127
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	35 S ALWARD AVE, BASKING RIDGE, NJ 07920-1814
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003071
Date	Feb 2, 2026
Book Page	7663/2471
Instrument	2026003071

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	35 S ALWARD AVE, BASKING RIDGE, NJ 07920-1814
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011605
Date	May 10, 2023
Book Page	7504/3036
Instrument	2023011605

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 25, 2020
Property Address	35 S ALWARD AVE, BASKING RIDGE, NJ 07920-1814
Document Number	0000059681
Book / Page	7277 / 2127
Instrument Date	Nov 23, 2020
Instrument	2020059681
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	STATE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,067.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13215 SPRINGDALE ESTATES RD, 13215, CLIFTON, VA 20124-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 S ALWARD AVE, BASKING RIDGE, NJ 07920-1814

Mortgage

Document Number	0000059682
Date	Nov 25, 2020
Instrument	2020059682

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.01%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.01%
Index	1-Year LIBOR
Margin	3
Max Rate	8.01%

Tax Assessment & Valuation

The 2025 property tax bill for 35 S Alward Ave was $16,222, up 8.2% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,011,400 (+5.24%) Land $420,700 Building $590,700	$1,011,400 (+5.24%) Land $420,700 Building $590,700
2025	$16,222.00 (+8.18%)	$961,000 Land $400,700 Building $560,300	$961,000 Land $400,700 Building $560,300
2024	$14,995.00
2023		$801,900 Land $360,700 Building $441,200	$801,900 Land $360,700 Building $441,200
2022	$14,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 S Alward Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 S Alward Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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