35 Ruff Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 35 Ruff Ln, Mill Spring, NC 28756 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	960 sqft Finished Area
Lot Size	80,586 sqft (1.85 acres)
Pool	512 sqft
Occupancy	Owner Occupied
Tax Bill	$812.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P83-107`
Alternative APN	`37508`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	960 sqft Finished Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding Exterior
Roof Material	Shingle Roof
Lot Area	80,586 sqft (1.85 acres)
Pool Area	512 sqft Pool
Porch	Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	37508
Street Address	35 RUFF LN
City	MILL SPRING
State	NC
Zip	28756-5759
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	400, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Minor Civil Division	WHITE OAK
Census Blockgroup	1
Census Block	1032
Census Tract	920202

Owner

Source: Polk County records · APN P83-107

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35 RUFF LN, MILL SPRING, NC 28756-5759
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2020
Deed Sale	Jul 27, 2020
Prior Sale	Apr 22, 2009 · Amount on Record
Deed Book / Page	450 / 1580
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	00450/1580
Record Refreshed	Sep 20, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jul 27, 2020
Property Address	35 RUFF LN, MILL SPRING, NC 28756-5759
Document Number	00450/1580
Book / Page	450 / 1580
Map Reference	FILE E PG 593
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RUFF LN, MILL SPRING, NC 28756-5759

Mortgage

Document Number	0004501583
Date	Jul 27, 2020
Instrument	450/1583

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$812.00 (+13.25%)	$159,239 (+42.06%) Land $37,862 Building $121,377	$159,239 (+42.06%) Land $37,862 Building $121,377
2023	$717.00	$112,096 Land $29,250 Building $82,846
2021			$112,096 Land $29,250 Building $82,846