Kendall County property record for 35 Royce Rd, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,923 sqft · built 1974 |
| Lot Size | 0.709 acres (30,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Aug 2022) |
| Tax Bill | $9,663 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-27-402-005 |
| Primary APN | 03-27-402-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,923 sqft Living Area |
| Gross Area | 3,846 sqft |
| 1st Floor Area | 1,923 sqft |
| Basement Area | 949 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 30,901 sqft (0.709 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 974 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 35 ROYCE RD |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 13 RING-NECK SUB UNIT 2 SEC 27-37-8 |
| Legal Range | 08E |
| Legal Township | 37N |
| Legal Section | 27 |
| Legal Subdivision | RING-NECK SUB |
| Legal Lot Number | 13 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 890105 |
35 Royce Rd is owned and occupied by an individual who bought it in August 2022.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 ROYCE RD, OSWEGO, IL 60543-9706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE |
| Apr 19, 2021 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on File |
| Deed Sale | Aug 10, 2022 · Amount on File |
| Prior Sale | Apr 19, 2021 · Amount on File |
| Deed Document Number | 202213422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Aug 10, 2022 |
| Property Address | 35 ROYCE RD, OSWEGO, IL 60543-9706 |
| Document Number | 0000013422 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 202200013422 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 ROYCE RD, OSWEGO, IL 60543-9706 |
| Document Number | 0000013423 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 202200013423 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | WAUKESHA, WI 53186 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 19, 2021 |
| Property Address | 35 ROYCE RD, OSWEGO, IL 60543-9706 |
| Document Number | 0000009881 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 202100009881 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 35 ROYCE RD, OSWEGO, IL 60543-9706 |
| Document Number | 0000009882 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 202100009882 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,169 Land $31,051 Building $111,118 | $426,507 Land $93,153 Building $333,354 | |
| 2024 | $9,663.00 | ||
| 2022 | $104,088 Land $22,734 Building $81,354 | $312,264 Land $68,202 Building $244,062 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 35 Royce Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Royce Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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