Monroe County property record for 35 Rose Pl, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 2017 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $508,000 (Jun 2025) |
| Tax Bill | $2,629 (2024) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00456640-000000 |
| Primary APN | 00456640-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Plywood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
| Fence | Fence |
| Heating System | Forced Air |
|---|
| Account Number | 1560219 |
|---|---|
| Old Parcel Number | 22613900456640000000 |
| Street Address | 35 ROSE PL |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 6 LT 24 LARGO GARDENS KEY LARGO PB4-38 OR474-405-406 OR881-1065 OR1316-819 OR1975-1720 OR2757-448 OR2850-2482/83 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | LARGO GARDENS |
| Legal Block | 6 |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
35 Rose Pl is owned and occupied by an individual who bought it in June 2025.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 35 ROSE PL, KEY LARGO, FL 33037-4569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Apr 25, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on File |
| Deed Sale | Jun 18, 2025 · Amount on File |
| Prior Sale | Apr 25, 2017 · Amount on File |
| Deed Document Number | 2504885 |
| Deed Book / Page | 3331 / 855 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 35 ROSE PL, KEY LARGO, FL 33037-4569 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 35 ROSE PL, KEY LARGO, FL 33037-4569 |
| Document Number | 0032560221 |
|---|---|
| Date | Dec 21, 2023 |
| Book Page | 3256/221 |
| Instrument | 2445548 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | 502 E MARKET ST, GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 25, 2017 |
| Property Address | 35 ROSE PL, KEY LARGO, FL 33037-4569 |
| Document Number | 0028502484 |
| Book / Page | 002850 / 002484 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 2120341 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2017 |
| Title Company | COASTAL TITLE, CENTRAL TITLE AND CLOSING |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,142.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 ROSE PL KEY LARGO FL 33037, KEY LARGO, FL 33037 |
| Document Number | 28510001 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 002851/000001 |
| Instrument | 2120342 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2047 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $313,680 | $421,341 Land $180,000 Building $241,341 | |
| 2024 | $2,629.00 (+5.97%) | ||
| 2023 | $2,481.00 (+6.21%) Homeowner's exemption | $295,962 (+3%) | $346,175 (-0.69%) Land $137,500 Building $208,675 |
| 2022 | $2,336.00 Homeowner's exemption | $287,342 | $348,573 Land $137,500 Building $211,073 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Rose Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Rose Pl is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures