35 Rock Rd, Ephrata, PA 17522 Property Records

Lancaster County property record for 35 Rock Rd, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,692 sqft · built 2014
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (Jul 2013)
Tax Bill	$6,826 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`070-18739-0-0000`

Property Details

APN / Parcel Number

Primary APN	`070-18739-0-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,692 sqft Living Area
Gross Area	4,836 sqft
1st Floor Area	1,412 sqft
Upper Floors Area	1,280 sqft
Basement Area	1,412 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	35 ROCK RD
City	EPHRATA
State	PA
Zip	17522-9117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	35 ROCK RD
Legal Subdivision	WILLIAM MARTIN JR FINAL PLAN
Legal Lot Number	1
Jurisdiction	LANCASTER PA
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1034
Census Tract	10202

Owner

35 Rock Rd is owned and occupied by two individuals who bought it in July 2013.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 ROCK RD, EPHRATA, PA 17522-9117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2013 · Amount on File
Deed Sale	Jul 16, 2013 · Amount on File
Prior Sale	Nov 14, 2002 · Amount on File
Deed Document Number	20136091989
Prior Transfer Date	Nov 5, 2002
Prior Transfer Doc	0005131550
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Recording Date	Sep 15, 2026
Property Address	35 ROCK RD, EPHRATA, PA 17522-9117
Document Number	0000038521
Instrument Date	Sep 9, 2026
Instrument	202638521
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 ROCK RD, EPHRATA, PA 17522-9117

Mortgage

Document Number	0000038521,
Date	Sep 15, 2026
Instrument	202638521

Lender

Name	EPHRATA NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 35 Rock Rd was $6,826 with a homeowner's exemption, up 2.4% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Clay Township
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,100 Land $59,000 Building $232,100	$291,100 Land $59,000 Building $232,100
2025	$6,826.00 (+2.4%)
2024	$6,666.00	$291,100 Land $59,000 Building $232,100
2018			$291,100 Land $59,000 Building $232,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Rock Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2011–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Rock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Upward Broadband Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20