35 River Trace Ct, Savannah, GA 31410 Property Records

Chatham County property record for 35 River Trace Ct, Savannah, GA 31410

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,190 sqft · built 2003
Lot Size	0.087 acres (762 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2018)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-0045-09-055`

Property Details

APN / Parcel Number

Primary APN	`1-0045-09-055`
Alternative APN	`K332S173`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,346 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	762 sqft (0.087 acres)
Porch	Slab
Porch Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	35 RIVER TRACE CT
City	SAVANNAH
State	GA
Zip	31410-1516
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PR3
Legal Description	UNIT 7G RIVER TRACE COMDOMINIUM CPB 2 37A-D
Legal Subdivision	RIVER TRACE CN
Legal Unit	7G
Jurisdiction	CHATHAM GA
Township / Civil Division	TYBEE ISLAND-WILMINGTON ISLAND
Census Block Group	3
Census Block	3001
Census Tract	11104

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 RIVER TRACE CT, SAVANNAH, GA 31410-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS
Nov 26, 2018	Warranty Deed, Transfer · Conventional Mortgage TRIUMPH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Prior Sale	Sep 30, 2014
Deed Document Number	201812124
Deed Book / Page	1505 / 102
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	35 RIVER TRACE CT, SAVANNAH, GA 31410-1516
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RIVER TRACE CT, SAVANNAH, GA 31410-1516

Mortgage

Document Number	0028820659
Date	Aug 9, 2022
Book Page	0000002882/0000000659

Lender

Name	FLAGSTAR BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	35 RIVER TRACE CT, SAVANNAH, GA 31410-1516
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RIVER TRACE CT, SAVANNAH, GA 31410-1516

Mortgage

Document Number	0019710694
Date	Jun 29, 2020
Book Page	0000001971/0000000694
Instrument	032410660023

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 26, 2018
Property Address	35 RIVER TRACE CT, SAVANNAH, GA 31410-1516
Document Number	0015050102
Book / Page	1505 / 102
Instrument Date	Nov 26, 2018
Instrument	2018-012124
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RIVER TRACE CT, SAVANNAH, GA 31410-1516

Mortgage

Document Number	0015050103
Date	Dec 4, 2018
Book Page	0000001505/0000000103

Lender

Name	TRIUMPH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,160 (+1.91%) Land $26,000 Building $91,160	$292,900 (+1.91%) Land $65,000 Building $227,900
2025	$1,960.00 (+11.74%)	$114,960 (+41.58%) Land $26,000 Building $88,960	$287,400 (+41.58%) Land $65,000 Building $222,400
2023		$81,200 (+11.48%) Land $16,000 Building $65,200	$203,000 (+11.48%) Land $40,000 Building $163,000
2022	$1,754.00	$72,840 Land $16,000 Building $56,840	$182,100 Land $40,000 Building $142,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 units insured incl. 152 condo units
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 2 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-WILMINGTON ISLAND serves 13,526 people · EPA ID GA0510229
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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