Bergen County and Oakland Borough property record for 35 River Rd, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 1,212 sqft · built 1938 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Mar 2026) |
| Tax Bill | $7,322 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Sep 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 42-01806-0000-00007 |
| Primary APN | 42-01806-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Old Parcel Number | 4202311000000004 |
|---|---|
| Street Address | 35 RIVER RD |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Description | 0.138 AC |
| Legal Block | 1806 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 39100 |
Source: Bergen County and Oakland Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 35 RIVER RD, OAKLAND, NJ 07436-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed, Transfer IMPERIUM TITLE AGENCY LLC |
| Sep 13, 2022 | Deed, Transfer PROVIDENCE ABSTRACT LLC |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Prior Sale | Sep 13, 2022 · Amount on Record |
| Deed Document Number | 202617371 |
| Deed Book / Page | 5747 / 1756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 17, 2026 |
| Property Address | 35 RIVER RD, OAKLAND, NJ 07436-1912 |
| Document Number | 0057471756 |
| Book / Page | 5747 / 1756 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 2026017371 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | IMPERIUM TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,119.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 RIVER RD, OAKLAND, NJ 07436-1912 |
| Name | Verified Name |
|---|---|
| Address | 35 RIVER RD, OAKLAND, NJ 07436-1912 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 13, 2022 |
| Property Address | 35 RIVER RD, OAKLAND, NJ 07436-1912 |
| Document Number | 0048051179 |
| Book / Page | 4805 / 1179 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 2022090498 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,699.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 MINNEHAHA PATH, 126, LINCOLN PARK, NJ 07035-2311 |
| Name | Verified Name |
|---|---|
| Address | 35 RIVER RD, OAKLAND, NJ 07436-1912 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 35 RIVER RD, OAKLAND, NJ 07436-1912 |
| Document Number | 0029940240 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 35 RIVER RD OAKLAND NJ 074361912, OAKLAND, NJ 07436-1912 |
| Document Number | 0029940240 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 002994/000240 |
| Instrument | 49284 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,600 (+7.61%) Land $209,900 Building $150,700 | $360,600 (+7.61%) Land $209,900 Building $150,700 | |
| 2025 | $7,322.00 (+2.92%) | $335,100 (+13.79%) Land $197,400 Building $137,700 | $335,100 (+13.79%) Land $197,400 Building $137,700 |
| 2024 | $7,114.00 (+5.33%) | ||
| 2023 | $294,500 Land $170,600 Building $123,900 | $294,500 Land $170,600 Building $123,900 | |
| 2022 | $6,754.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 415 (1979–2011) |
| Claims Outside the SFHA | 41 of 415 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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