35 Ridgefield Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 35 Ridgefield Rd, Warwick, NY 10990

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,712 sqft · built 1998
Lot Size0.423 acres (18,422 sqft)
Owner2 Individual Names on File
Last Sale$522,500 (Jan 2020)
Tax Bill$16,119 (2024)
Deeds & MortgagesNov 2021 Refinance
Jan 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN335405 219-1-25

Property Details

APN / Parcel Number

Primary APN335405 219-1-25
Alternative APNs
  • 540521900000010250000000
  • 219-1-25

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,712 sqft Living Area
Gross Area3,497 sqft
1st Floor Area1,530 sqft
2nd Floor Area1,182 sqft
Upper Floors Area200 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area18,422 sqft (0.423 acres)
Lot Dimensions151 ft deep x 122 ft wide
View / LotSuburban
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area591 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number219-1-25
Street Address35 RIDGEFIELD RD
CityWARWICK
StateNY
Zip10990-3545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code00205
Legal DescriptionLT 22 EOR EIGHTEEN NY INCMAP 130-94
Legal SubdivisionEOR 18/NEW YORK INC
Legal Block1
Legal Lot Number25.00
JurisdictionORANGE NY
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2009
Census Tract14601

Owner

35 Ridgefield Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address35 RIDGEFIELD RD, WARWICK, NY 10990-3545
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION
Jan 6, 2020Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Apr 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
EXPRESS TRADE CAPITAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2020 · Amount on File
Deed SaleJan 6, 2020 · Amount on File
Prior SaleSep 15, 2015 · Amount on File
Deed Document Number2020200000795
Deed Book / Page14681 / 1495
Prior Transfer DateJun 1, 2010
Prior Transfer Doc1303001772
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address35 RIDGEFIELD RD, WARWICK, NY 10990-3545
Transaction TypeMortgage
Record UpdatedJul 5, 2022
Title CompanyWFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077444
DateNov 18, 2021
Book Page15095/1400
Instrument20210077444
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueDec 1, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE NY
Recording DateJan 6, 2020
Property Address35 RIDGEFIELD RD, WARWICK, NY 10990-3545
Document Number0000000795
Book / Page014681 / 001495
Instrument DateDec 20, 2019
Instrument795
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyEVERY GOOD DEED TITLE, EVERY GOOD DEED TITLE AGCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,090.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address484 W 43RD ST NEW YORK NY 100366319, NEW YORK, NY 10036-6319

Mortgage

Document Number796
DateJan 6, 2020
Book Page014681/001500
Instrument796
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 5, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address35 RIDGEFIELD RD, WARWICK, NY 10990-3545
Document Number0000034146
Book / Page014231 / 000598
Instrument DateApr 27, 2017
Transaction TypeMortgage
Record UpdatedMay 18, 2017
Title CompanyABSTRACTS INC.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address440 E 81ST ST NEW YORK NY 100285100, NEW YORK, NY 10028-5100

Mortgage

Document Number0000034146
DateMay 12, 2017
Book Page014231/000598
Instrument34146
Lender
NameEXPRESS TRADE CAPITAL
AddressNEW YORK, NY 10018
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionWarwick Town
MunicipalityWarwick Village
Unified School DistrictWarwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,100 Land $12,600 Building $47,500$715,500
2024$16,119.00
2023$60,100 (-) Land $12,600 Building $47,500$649,700 (+17.3%) Land $136,210 Building $513,490
2022$60,100 Land $12,600 Building $47,500$553,900 Land $116,125 Building $437,775

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35 Ridgefield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Ridgefield Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK VILLAGE
serves 6,800 people · EPA ID NY3503561
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alteva of Warwick
Fiber
1,000 / 1,000
Optimum
Cable · Fiber in parts of the area
940 / 35

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