Carroll County property record for 35 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,184 sqft · built 1920 |
| Lot Size | 0.226 acres (9,844 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Aug 1996) |
| Tax Bill | $2,721 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-022271 |
| Primary APN | 07-022271 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,184 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 9,844 sqft (0.226 acres) |
| Porch | Slab |
| Porch Area | 182 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 022271 |
|---|---|
| Street Address | 35 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT - 10395 SF RIDGE AVE WESTMINSTER |
| Legal Subdivision | SMITHS ADDITION |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 507702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 35 RIDGE RD, WESTMINSTER, MD 21157-4458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 1996 · Amount on Record |
| Deed Sale | Aug 22, 1996 · Amount on Record |
| Deed Document Number | 1996681 |
| Deed Book / Page | 1832 / 422 |
| Last Transfer Date | May 24, 2014 |
| Transfer Doc | 0076870062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 35 RIDGE RD, WESTMINSTER, MD 21157-4458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088770215 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 8877/0215 |
| Instrument | 8877-0215 |
| Name | RESIDENTIAL MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,721.00 (+5.18%) Homeowner's exemption | $257,200 (+6.74%) Land $84,600 Building $172,600 | $257,200 (-) Land $84,600 Building $172,600 |
| 2025 | $2,587.00 (+9.8%) Homeowner's exemption | $240,967 (+15.57%) | $257,200 (+23.36%) Land $84,600 Building $172,600 |
| 2023 | $2,356.00 Homeowner's exemption | $208,500 Land $84,600 Building $123,900 | $208,500 Land $84,600 Building $123,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Quantum Internet & Telephone, Verizon.
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