35 Ridge Rd, Lovell, ME 04051 Property Records

Oxford County and Lovell Town property record for 35 Ridge Rd, Lovell, ME 04051

Property Summary

Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$446,300 (Aug 2021)
Tax Bill	$609 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:R01 L:045-O`

Property Details

APN / Parcel Number

Primary APN	`M:R01 L:045-O`
Alternative APNs	`LOVE M:U2A L:045-O` `143`

Exterior

Lot Area	50,965 sqft (1.17 acres)

Location & Zoning

Account Number	143
Street Address	35 RIDGE RD
City	LOVELL
State	ME
Zip	04051
Property Category	Other
Property Type	Unknown
Legal Subdivision	CHRISTIAN RDG
Legal Lot Number	45-O
Jurisdiction	LOVELL ME
Township / Civil Division	LOVELL
Census Block Group	4
Census Block	4053
Census Tract	966600

Owner

35 Ridge Rd is owned by two individuals who bought it in August 2021.

Source: Oxford County and Lovell Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 GOOCH ST, MELROSE, MA 02176-4033
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHWAY BANK
Sep 4, 2019	Warranty Deed, Transfer NOT AVAILABLE
Mar 9, 2019	Deed of Trust, Mortgage · Line of Credit NORWAY SVGS BK
Mar 13, 2017	Deed of Trust, Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Mar 16, 2017 · Amount on File
Deed Book / Page	5627 / 694
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOVELL ME
Recording Date	Aug 9, 2021
Property Address	35 RIDGE RD, LOVELL, ME 04051
Document Number	0000012976
Book / Page	5627 / 694
Instrument Date	Aug 6, 2021
Instrument	12976
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	54 GOOCH ST, MELROSE, MA 02176-4033

Mortgage

Document Number	0000012977
Date	Aug 9, 2021
Instrument	12977

Lender

Name	NORTHWAY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOVELL ME
Recording Date	Sep 4, 2019
Property Address	35 RIDGE RD, LOVELL, ME 04051
Document Number	0054770829
Book / Page	005477 / 000829
Instrument Date	Sep 3, 2019
Instrument	9891
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 PLEASANT POINT RD LOVELL ME 040513808, LOVELL, ME 04051-3808

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOVELL ME
Property Address	35 RIDGE RD, LOVELL, ME 04051
Document Number	0006780500
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 85 LOVELL ME 040510085, LOVELL, ME 04051-0085

Mortgage

Document Number	0006780500
Date	Mar 18, 2019
Book Page	000678/000500
Instrument	87055

Lender

Name	NORWAY SVGS BK
Type	Federal Savings Bank
Address	NORWAY, ME 04268

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOVELL ME
Property Address	35 RIDGE RD, LOVELL, ME 04051
Document Number	0006550323
Book / Page	000655 / 000323
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017
Title Company	REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RIDGE RD LOVELL ME 04051, LOVELL, ME 04051

Mortgage

Document Number	0006550323
Date	Mar 16, 2017
Book Page	000655/000323
Instrument	79723

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 35 Ridge Rd was $609, down 67.4% from the year before.

Source: Oxford County and Lovell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Lovell Town
Unified School District	School Administrative District 72 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$609.00 (-67.43%)	$117,100 (-29.24%) Land $18,700 Building $98,400
2024	$1,870.00 (+5.59%)	$165,500 (-) Land $16,600 Building $148,900
2023	$1,771.00 (+7.01%)	$165,500 (-) Land $16,600 Building $148,900
2022	$1,655.00	$165,500 Land $16,600 Building $148,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1998–2023)
Most Recent Claim	Apr 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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