35 Punkup Rd, Oxford, CT 06478 Property Records

Oxford Town property record for 35 Punkup Rd, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,319 sqft · built 2003
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Aug 2026)
Tax Bill	$7,459 (2026)
Deeds & Mortgages	Aug 2026 Sale Jun 2024 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`K0196000`

Property Details

APN / Parcel Number

Primary APN	`K0196000`
Alternative APNs	`OXFO M:22 B:57 L:4-1` `OXFD M:22 B:57 L:4-1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,319 sqft Living Area
Gross Area	5,358 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	67,954 sqft (1.56 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	K0196000
Street Address	35 PUNKUP RD
City	OXFORD
State	CT
Zip	06478-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	57
Legal Lot Number	4-1
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2005
Census Tract	346101

Owner

Source: Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 PUNKUP RD, OXFORD, CT 06478-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer
Jun 10, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jan 25, 2021	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK OF RHODE ISLAND
Jan 25, 2021	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK OF RHODE ISLAND
Sep 5, 2018	Warranty Deed, Transfer · Conventional with PMI CITIZENS BK/RI
May 21, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Book / Page	487 / 1124
Transfer Doc	000423-146
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Aug 25, 2026
Property Address	35 PUNKUP RD, OXFORD, CT 06478-1725
Document Number	0487001124
Book / Page	487 / 1124
Instrument Date	Aug 18, 2026
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	35 PUNKUP RD, OXFORD, CT 06478-1725
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00472-1169
Date	Jun 10, 2024
Book Page	472/1169

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	35 PUNKUP RD, OXFORD, CT 06478-1725
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000446-243
Date	Jan 25, 2021
Book Page	446/243
Instrument	1193250015

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	35 PUNKUP RD, OXFORD, CT 06478-1725
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000446-243
Date	Jan 25, 2021
Book Page	446/243
Instrument	1193250015

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OXFORD CT
Recording Date	Sep 5, 2018
Property Address	35 PUNKUP RD, OXFORD, CT 06478-1725
Document Number	425-623
Book / Page	000425 / 000623
Instrument Date	Aug 30, 2018
Instrument	1136930002
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.50
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 QUEENS AVE STRATFORD CT 066143522, STRATFORD, CT 06614-3522

Mortgage

Document Number	425-625
Date	Sep 5, 2018
Book Page	000425/000625
Instrument	1136940014

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

May 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	OXFORD CT
Recording Date	May 21, 2018
Property Address	35 PUNKUP RD, OXFORD, CT 06478-1725
Document Number	423-146
Book / Page	000423 / 000146
Instrument	1128460002
Transaction Type	Foreclosure
Record Updated	Jun 13, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

Tax Assessment & Valuation

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,459.00 (+2.7%)	$362,950 (-) Land $74,270 Building $288,680	$618,624 (+143.49%)
2025	$7,263.00	$362,950 (+48.32%) Land $74,270 Building $288,680	$254,065 Land $51,989 Building $202,076
2024	$7,263.00 (+21.09%)
2023	$5,998.00	$244,700 Land $81,100 Building $163,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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