35 Prospect St, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 35 Prospect St, Old Lyme, CT 06371

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,432 sqft · built 1959
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Sep 2020)
Tax Bill$7,772 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNOLYM M:74 L:6

Property Details

APN / Parcel Number

Primary APNOLYM M:74 L:6
Alternative APNs
  • 00378000
  • 378000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,432 sqft Living Area
Gross Area2,620 sqft
1st Floor Area656 sqft
Basement Area1,152 sqft
Unfinished Basement407 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number378000
Street Address35 PROSPECT ST
CityOLD LYME
StateCT
Zip06371-2027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Lot Number6
JurisdictionOLD LYME CT
Township / Civil DivisionOLD LYME
Census Block Group2
Census Block2016
Census Tract660104

Owner

Source: Old Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address35 PROSPECT ST, OLD LYME, CT 06371-2027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2020 · Amount on Record
Deed SaleSep 10, 2020 · Amount on Record
Deed Book / Page437 / 120
Record UpdatedOct 29, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOLD LYME CT
Recording DateSep 10, 2020
Property Address35 PROSPECT ST, OLD LYME, CT 06371-2027
Document Number437-120
Book / Page000437 / 000120
Instrument DateSep 5, 2020
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyUNKNOWN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 PROSPECT ST OLD LYME CT 063712027, OLD LYME, CT 06371-2027

Mortgage

Document Number437-123
DateSep 10, 2020
Book Page000437/000123
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 9, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionOld Lyme Town
Unified School DistrictRegional School District 18 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,772.00 (+6.6%)$268,450 (-40.24%) Land $89,040 Building $179,410$731,030 (+132.49%)
2025$7,291.00$449,200 (+95.3%) Land $253,000 Building $196,200$314,440 Land $177,100 Building $137,340
2024$7,291.00 (+34.89%)
2023$5,405.00$230,000 (-) Land $135,200 Building $94,800
2022$5,405.00$230,000 Land $135,200 Building $94,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - SHORELINE REGION-SOUND VIEW
private · serves 3,397 people · EPA ID CT1050732
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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