35 Prospect Ave, Bar Harbor, ME 04609 Property Records

Hancock County and Bar Harbor Town property record for 35 Prospect Ave, Bar Harbor, ME 04609

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 1 ba · 1,434 sqft · built 1948
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$960,000 (Nov 2025)
Tax Bill	$6,554 (2024)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-076-000`

Property Details

APN / Parcel Number

Primary APN	`103-076-000`
Alternative APN	`BARH M:103 L:076`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,434 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Colonial
Exterior Material	Asbestos
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	103-076-000
Street Address	35 PROSPECT AVE
City	BAR HARBOR
State	ME
Zip	04609-1012
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Lot Number	76
Jurisdiction	BAR HARBOR ME
Township / Civil Division	BAR HARBOR
Census Block Group	3
Census Block	3017
Census Tract	965900

Owner

Source: Hancock County and Bar Harbor Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 564, BAR HARBOR, ME 04609-0564
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Nov 4, 2025	Quit Claim Deed, Transfer KEYSTONE FUNDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Nov 13, 2014
Deed Book / Page	7415 / 913
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAR HARBOR ME
Property Address	35 PROSPECT AVE, BAR HARBOR, ME 04609-1012
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073990573
Date	Aug 13, 2025
Book Page	7399/573
Instrument	2025009844

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAR HARBOR ME
Recording Date	Nov 4, 2025
Property Address	35 PROSPECT AVE, BAR HARBOR, ME 04609-1012
Document Number	0074150913
Book / Page	7415 / 913
Instrument Date	Nov 3, 2025
Instrument	2025014586
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 564, BAR HARBOR, ME 04609-0564

Mortgage

Document Number	2025014587
Date	Nov 4, 2025
Instrument	2025014587

Lender

Name	KEYSTONE FUNDING

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Hancock County and Bar Harbor Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Bar Harbor Town
Elementary School District	Bar Harbor (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$6,554.00 (+15.67%)	$652,800 (-) Land $243,000 Building $409,800
2023	$5,666.00 (+10.04%)	$652,800 (+18.15%) Land $243,000 Building $409,800
2022	$5,149.00	$552,500 Land $205,600 Building $346,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BAR HARBOR- WATER DIVISION serves 4,443 people · EPA ID ME0090120
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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