Cortland County and Cortland City property record for 35 Pomeroy St, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,489 sqft · built 1900 |
| Lot Size | 0.139 acres (6,085 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,000 (Sep 2021) |
| Tax Bill | $5,445 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 87.45-01-06.000 |
| Primary APN | 110200 87.45-01-06.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,489 sqft Living Area |
| 1st Floor Area | 790 sqft |
| 2nd Floor Area | 699 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,085 sqft (0.139 acres) |
| Lot Dimensions | 135 ft deep x 45.1 ft wide |
| Garage Type | Carport |
| Garage Area | 80 sqft |
| Carport | Carport |
| Carport Area | 80 sqft |
| Porch | Slab |
| Porch Area | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 35 POMEROY ST |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-2240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Subdivision | HUBBARD & POMEROY TRACT |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970500 |
Source: Cortland County and Cortland City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35 POMEROY ST, CORTLAND, NY 13045-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit SUMMIT FEDERAL CREDIT UNION |
| Sep 13, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on Record |
| Deed Sale | Sep 13, 2021 · Amount on Record |
| Prior Sale | Apr 28, 2014 · Amount on Record |
| Deed Document Number | 20214960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 2, 2026 |
| Property Address | 35 POMEROY ST, CORTLAND, NY 13045-2240 |
| Document Number | 0000002353 |
| Instrument Date | May 28, 2026 |
| Instrument | 20262353 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 35 POMEROY ST, CORTLAND, NY 13045-2240 |
| Document Number | 0000002353, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 20262353 |
| Name | SUMMIT FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Sep 13, 2021 |
| Property Address | 35 POMEROY ST, CORTLAND, NY 13045-2240 |
| Document Number | 4960 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021-04960 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 N MAIN ST APT 2, 2, CORTLAND, NY 13045-2292 |
| Document Number | 4961 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-04961 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,445.00 (+61.81%) | ||
| 2025 | $3,365.00 (+7.61%) | $143,000 (+58.89%) Land $13,500 Building $129,500 | $147,423 (+19.58%) Land $13,918 Building $133,505 |
| 2023 | $3,127.00 | $90,000 Land $9,500 Building $80,500 | $123,288 Land $13,014 Building $110,274 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2005 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures