35 Pine Knot Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 35 Pine Knot Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,173 sqft · built 2021
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2023)
Tax Bill	$2,324 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`9 13 41`

Property Details

APN / Parcel Number

Primary APN	`9 13 41`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
Gross Area	1,611 sqft
1st Floor Area	1,173 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Terrain	Rolling
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	35 PINE KNOT DR
City	PALMYRA
State	VA
Zip	22963-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	INST 230001952 AC 0.157 VILLAGE OAKS PHASE 3
Legal Subdivision	VILLAGE OAKS SUB PH 3
Legal Phase	3
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1015
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 PINE KNOT DR, PALMYRA, VA 22963-2144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jul 7, 2021	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Jul 7, 2021 · Amount on Record
Deed Document Number	20231952
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 14, 2023
Property Address	35 PINE KNOT DR, PALMYRA, VA 22963-2144
Document Number	0230001952
Map Reference	DOC 200003308
Instrument Date	Jun 27, 2023
Instrument	230001952
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 PINE KNOT DR, PALMYRA, VA 22963-2144

Mortgage

Document Number	0230001953
Date	Jul 14, 2023
Instrument	230001953

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 7, 2021
Property Address	35 PINE KNOT DR, PALMYRA, VA 22963-2144
Document Number	0210003336
Map Reference	PB 3 PG 349
Instrument Date	Jun 21, 2021
Instrument	210003336
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 PINEKNOLL CIR, PALMYRA, VA 22963-3332

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,900 (-) Land $55,000 Building $252,900	$307,900 (-) Land $55,000 Building $252,900
2025	$2,324.00 (+2.65%)	$307,900 (+14.76%) Land $55,000 Building $252,900	$307,900 (+14.76%) Land $55,000 Building $252,900
2023		$268,300 Land $55,000 Building $213,300	$268,300 Land $55,000 Building $213,300
2022	$2,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Firefly Fiber Broadband.

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