35 Pine Ave, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 35 Pine Ave, Haverhill, MA 01832

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,479 sqft · built 1925
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Dec 2023)
Tax Bill	$4,782 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`527-8-91`

Property Details

APN / Parcel Number

Primary APN	`527-8-91`
Alternative APN	`HAVE M:0527 B:00008 L:91`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,479 sqft Living Area
Gross Area	2,774 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	527-8-91
Street Address	35 PINE AVE
City	HAVERHILL
State	MA
Zip	01832-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	8
Legal Lot Number	91
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2036
Census Tract	260700

Owner

35 Pine Ave is owned and occupied by an individual who bought it in December 2023.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	35 PINE AVE, HAVERHILL, MA 01832-3046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MERRIMACK VALLEY FCU
Sep 22, 2023	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Sep 22, 2023 · Amount on File
Deed Document Number	20233960
Deed Book / Page	41910 / 517
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Dec 15, 2023
Property Address	35 PINE AVE, HAVERHILL, MA 01832-3046
Document Number	041910-517
Book / Page	41910 / 517
Instrument Date	Dec 15, 2023
Instrument	20231215003960
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 PINE AVE, HAVERHILL, MA 01832-3046

Mortgage

Document Number	231215003970
Date	Dec 15, 2023
Instrument	231215003970

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jan 1, 2029
Max Rate At Change	2.5%
Index	1-Year CMT

September 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAVERHILL MA
Recording Date	Sep 22, 2023
Property Address	35 PINE AVE, HAVERHILL, MA 01832-3046
Document Number	041774-580
Book / Page	41774 / 580
Instrument Date	Sep 21, 2023
Instrument	20230922003070
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3180 ERSKINE DR, ORLANDO, FL 32825-7133

Tax Assessment & Valuation

The 2025 property tax bill for 35 Pine Ave was $4,782, up 12% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,782.00 (+11.96%)	$446,500 (+11.24%) Land $171,400 Building $275,100	$480,320
2024	$4,271.00 (+1.06%)	$401,400 (+5.91%) Land $156,300 Building $245,100
2023	$4,226.00	$379,000 Land $156,300 Building $222,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Pine Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Pine Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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