35 Phelps St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 35 Phelps St, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,806 sqft · built 1890
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2022)
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-5507.000`

Property Details

APN / Parcel Number

Primary APN	`6-5507.000`
Alternative APNs	`09001090090001046000` `290900 109.09-1-46`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,806 sqft Living Area
1st Floor Area	1,058 sqft
2nd Floor Area	748 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	165 ft deep x 32.5 ft wide
Porch	Slab
Porch Area	362 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6-5507.000
Street Address	35 PHELPS ST
City	LOCKPORT
State	NY
Zip	14094-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PARTIAL ASSESSMENT 2003
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1011
Census Tract	23600

Owner

35 Phelps St is owned and occupied by an individual who bought it in November 2022.

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	35 PHELPS ST, LOCKPORT, NY 14094-2019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 4, 2018	Deed of Trust, Mortgage · FHA Mortgage HUNT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Oct 31, 2000 · Amount on File
Deed Document Number	202221409
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Nov 1, 2022
Property Address	35 PHELPS ST, LOCKPORT, NY 14094-2019
Document Number	0000001409
Map Reference	MB 25 PG 2433
Instrument Date	Oct 24, 2022
Instrument	2022-21409
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 N MAIN ST, ALBION, NY 14411-1022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 POUND ST APT 1, 1, LOCKPORT, NY 14094-3842

Mortgage

Document Number	0000001410
Date	Nov 1, 2022
Instrument	2022-21410

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	35 PHELPS ST, LOCKPORT, NY 14094-2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RESOURCES GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007439
Date	May 4, 2018
Instrument	2018-07439

Lender

Name	HUNT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 35 Phelps St was $4,276, up 3.5% from the year before.

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Lockport City
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,276.00 (+3.51%)
2025	$4,131.00	$161,000 Land $4,000 Building $157,000	$161,000 Land $4,000 Building $157,000
2023		$140,000 Land $4,000 Building $136,000	$140,000 Land $4,000 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Phelps St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Phelps St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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