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35 Pepperpike Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 35 Pepperpike Way, Saint Augustine, FL 32092 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,049 sqft · built 2020
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Aug 2026)
Tax Bill$6,749 (2025)
Deeds & MortgagesAug 2026 Sale
May 2026 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN029011-4590

Property Details

APN / Parcel Number

Primary APN029011-4590

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,049 sqft Living Area
Gross Area2,490 sqft
1st Floor Area2,049 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address35 PEPPERPIKE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-5506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description95/15-24 WHISPER CREEK PHASE 5 UNIT A LOT 459 OR5782/1250 & 6148/1306(L/E)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 5 UNIT A
Legal Phase5
Legal Block1
Legal Lot Number459
Legal UnitA
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4020
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-4590

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address35 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5506
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2026Warranty Deed, Transfer
LANDMARK TITLE
May 04, 2026Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Jun 28, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP
Dec 10, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2026 · Amount on Record
Deed SaleAug 06, 2026 · Amount on Record
Prior SaleJun 28, 2023 · Amount on Record
Deed Document Number202667394
Deed Book / Page6416 / 114
Prior Transfer DateMay 05, 2025
Prior Transfer Doc0061481306
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 06, 2026
Property Address35 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5506
Document Number0000067394
Book / Page6416 / 114
Instrument DateAug 03, 2026
Instrument202667394
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Tax$314,615.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5506

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateMay 04, 2026
Property Address35 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5506
Document Number0000038001
Book / Page6356 / 1057
Instrument DateApr 24, 2026
Instrument202638001
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5506

Mortgage

Document Number0000038001,
DateMay 04, 2026
Book Page6356/1057
Instrument202638001
Lender
NameSEACOAST NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJun 28, 2023
Property Address35 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5506
Document Number0057821250
Book / Page5782 / 1250
Map ReferenceMB 95 PG 15-24
Instrument DateMay 26, 2023
Instrument2023050077
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 10, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,416.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5506

Mortgage

Document Number0057821255
DateJun 28, 2023
Instrument5782/1255
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateDec 10, 2019
Property Address35 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5506
Document Number0048460985
Book / Page004846 / 000985
Instrument DateDec 06, 2019
Instrument92457
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$19,320.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address10255 FORTUNE PKWY #150 JACKSONVILLE FL 322566502, 150, JACKSONVILLE, FL 32256-6502
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$324,363 (+2.7%)$406,285 (+3.31%) Land $100,000 Building $306,285
2025$6,749.00 (+7.28%) Homeowner's exemption$315,835 (-10.46%)$393,251 (+11.49%) Land $100,000 Building $293,251
2024$6,291.00 (-12.16%)
2023$7,162.00 (+4.4%)$352,715 (+5.86%)$352,715 (+5.86%) Land $84,000 Building $268,715
2022$6,860.00$333,189$333,189 Land $84,000 Building $249,189

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
78 of 79 on primary residences
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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