35 Pepperbox Rd, Waterford, CT 06385 Property Records

Waterford Town property record for 35 Pepperbox Rd, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,604 sqft · built 1992
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Feb 2018)
Tax Bill	$7,509 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WATE M:154 L:6149`

Property Details

APN / Parcel Number

Primary APN	`WATE M:154 L:6149`
Alternative APNs	`WFRD M:154 L:6149` `0569700` `569700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,604 sqft Living Area
Gross Area	4,560 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,040 sqft (2.09 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	569700
Street Address	35 PEPPERBOX RD
City	WATERFORD
State	CT
Zip	06385-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	6149
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1000
Census Tract	693500

Owner

35 Pepperbox Rd is owned and occupied by two individuals who bought it in February 2018.

Source: Waterford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 PEPPERBOX RD, WATERFORD, CT 06385-3511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Balloon Mortgage PRIME LENDING INC
Feb 1, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2018 · Amount on File
Deed Sale	Feb 1, 2018 · Amount on File
Prior Sale	Dec 11, 1992 · Amount on File
Deed Book / Page	1540 / 189
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERFORD CT
Property Address	35 PEPPERBOX RD, WATERFORD, CT 06385-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1670-328
Date	Oct 8, 2020
Book Page	1670/328
Instrument	156751

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERFORD CT
Recording Date	Feb 1, 2018
Property Address	35 PEPPERBOX RD, WATERFORD, CT 06385-3511
Document Number	1540-189
Book / Page	001540 / 000189
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	Mar 27, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 ALT 19 PALM HARBOR FL 346832620, PALM HARBOR, FL 34683-2620

Mortgage

Document Number	1540-191
Date	Feb 1, 2018
Book Page	001540/000191

Lender

Name	PRIME LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 35 Pepperbox Rd was $7,509, up 5.1% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,509.00 (+5.05%)	$305,980 (-) Land $107,750 Building $198,230	$672,270 (+213.87%)
2025	$7,148.00	$305,980 Land $107,750 Building $198,230	$214,186 Land $75,425 Building $138,761
2024	$7,148.00 (+10.19%)
2023	$6,487.00	$305,980 Land $107,750 Building $198,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Pepperbox Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Pepperbox Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Pepperbox Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures