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35 Palmetto Ridge Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 35 Palmetto Ridge Rd, Saint Augustine, FL 32095

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,109 sqft · built 2025
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on Record
Last Sale$246,990 (Jul 2025)
Tax Bill$649 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN074321-0750

Property Details

APN / Parcel Number

Primary APN074321-0750

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,109 sqft Living Area
Gross Area1,176 sqft
1st Floor Area525 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
PorchFinished Screened Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address35 PALMETTO RIDGE RD
CitySAINT AUGUSTINE
StateFL
Zip32095-8391
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description118/32-44 STOKES LANDING LOT 75 OR6184/436
Legal SubdivisionSTOKES LANDING
Legal Block1
Legal Lot Number75
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1017
Census Tract20606

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address35 PALMETTO RIDGE RD, SAINT AUGUSTINE, FL 32095-8391
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2025 · Amount on Record
Deed SaleJul 14, 2025 · Amount on Record
Prior SaleMar 18, 2024 · Amount on Record
Deed Document Number202555817
Deed Book / Page6184 / 436
Record UpdatedSep 20, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 14, 2025
Property Address35 PALMETTO RIDGE RD, SAINT AUGUSTINE, FL 32095-8391
Document Number0061840436
Book / Page6184 / 436
Map ReferenceMB 118 PG 32
Instrument DateJul 11, 2025
Instrument2025055817
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,729.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 PALMETTO RIDGE RD, SAINT AUGUSTINE, FL 32095-8391

Mortgage

Document Number0006184437
DateJul 14, 2025
Instrument6184/437
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,532 (+309.44%) Land $45,000 Building $151,532$196,532 (+309.44%) Land $45,000 Building $151,532
2025$649.00 (+28.77%)$48,000 (+2%)$48,000 (+2%) Land $48,000
2024$504.00$40,000$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims6 (2016–2023)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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