Flagler County property record for 35 Pacific Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,914 sqft · built 2000 |
| Lot Size | 0.313 acres (13,634 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2005) |
| Tax Bill | $1,914 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00480-0230 |
| Primary APN | 07-11-31-7025-00480-0230 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,914 sqft Living Area |
| Gross Area | 2,918 sqft |
| 1st Floor Area | 1,914 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 13,634 sqft (0.313 acres) |
| Driveway | Driveway |
| Driveway Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 35 PACIFIC DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 25 BL 48 LT 23 OR 458 PG 1859 OR 694 PG 692 OR 698 PG 693-CD OR 813 PG 102 OR 1329 PG 147 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 48 |
| Legal Lot Number | 23 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 60212 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 PACIFIC DR, PALM COAST, FL 32164-7534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2005 · Amount on File |
| Deed Sale | Oct 4, 2005 · Amount on File |
| Prior Sale | Jun 19, 2000 |
| Deed Document Number | 200560605 |
| Deed Book / Page | 1329 / 147 |
| Prior Transfer Date | Mar 22, 2002 |
| Prior Transfer Doc | 0008130102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 35 PACIFIC DR, PALM COAST, FL 32164-7534 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 35 PACIFIC DR, PALM COAST, FL 32164-7534 |
| Document Number | 0027001722 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 2700/1722 |
| Instrument | 2022033143 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 35 PACIFIC DR, PALM COAST, FL 32164-7534 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 35 PACIFIC DR, PALM COAST, FL 32164-7534 |
| Document Number | 0025541572 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 2554/1572 |
| Instrument | 2021022469 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,914.00 (+3.01%) Homeowner's exemption Widower's exemption | $153,467 (+5.99%) | $283,743 (+3.78%) Land $52,500 Building $231,243 |
| 2024 | $1,858.00 (+3.34%) | ||
| 2023 | $1,798.00 (-2.92%) Homeowner's exemption Widower's exemption | $144,798 (+3%) | $273,408 (+2.31%) Land $43,000 Building $230,408 |
| 2022 | $1,852.00 Homeowner's exemption Widower's exemption | $140,581 | $267,241 Land $43,500 Building $223,741 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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