Putnam County and Kent Town property record for 35 Oneonta Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1934 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Dec 2018) |
| Tax Bill | $10,586 (2024) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 22.66-1-41 |
| Primary APN | 372200 22.66-1-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 336 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 051325 |
|---|---|
| Street Address | 35 ONEONTA RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-5623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | SEVENTH MAP OF LAKE CARMEL |
| Legal Block | 1 |
| Legal Lot Number | 41.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10300 |
35 Oneonta Rd is owned and occupied by an individual who bought it in December 2018.
Source: Putnam County and Kent Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 ONEONTA RD, CARMEL, NY 10512-5623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2018 | Bargain and Sale Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Jun 21, 2018 | Grant Deed, Transfer RJF TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on File |
| Deed Sale | Dec 7, 2018 · Amount on File |
| Prior Sale | Jun 21, 2018 · Amount on File |
| Deed Document Number | 20181503258 |
| Deed Book / Page | 2097 / 491 |
| Prior Transfer Date | Aug 8, 2001 |
| Prior Transfer Doc | 1558000200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Dec 7, 2018 |
| Property Address | 35 ONEONTA RD, CARMEL, NY 10512-5623 |
| Document Number | 0020970491 |
| Book / Page | 2097 / 491 |
| Map Reference | MAP 130FF |
| Instrument Date | Nov 28, 2018 |
| Instrument | 1503258 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ATTORNEYS TITLE INSURANCE AG |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 WIXON POND RD, 75, MAHOPAC, NY 10541-3517 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 231 BRIARWOOD DR, SOMERS, NY 10589-1810 |
| Document Number | 0001603376 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 1603376 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 21, 2018 |
| Property Address | 35 ONEONTA RD, CARMEL, NY 10512-5623 |
| Document Number | 0020810373 |
| Book / Page | 002081 / 000373 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 1501593 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2018 |
| Title Company | RJF TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $640.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 75 WIXON POND RD MAHOPAC NY 105413517, MAHOPAC, NY 10541-3517 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $387,000 Land $38,200 Building $348,800 | $387,000 Land $38,200 Building $348,800 | |
| 2024 | $10,586.00 | ||
| 2023 | $225,000 (-) Land $20,000 Building $205,000 | $327,035 (+21.66%) Land $29,070 Building $297,965 | |
| 2022 | $225,000 Land $20,000 Building $205,000 | $268,817 Land $23,895 Building $244,922 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Oneonta Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 35 Oneonta Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT WD 1 serves 360 people · EPA ID NY3905708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2019–2021) action level 15 ppb |
| Water Quality | Gross alpha radiation currently in violation since Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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