35 Old Cottage Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 35 Old Cottage Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,369 sqft · built 2019
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$366,458 (Dec 2019)
Tax Bill	$4,195 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001781-0420`

Property Details

APN / Parcel Number

Primary APN	`001781-0420`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,369 sqft Living Area
Gross Area	3,062 sqft
1st Floor Area	2,369 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	35 OLD COTTAGE DR
City	SAINT JOHNS
State	FL
Zip	32259-8494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95/80-87 WORTHINGTON ESTATES PHASE II LOT 42 OR4857/87
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	WORTHINGTON ESTATES PHASE II
Legal Phase	2
Legal Block	1
Legal Lot Number	42
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1006
Census Tract	20804

Owner

35 Old Cottage Dr is owned and occupied by two individuals who bought it in December 2019.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 OLD COTTAGE DR, SAINT JOHNS, FL 32259-8494
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Deed Document Number	201997265
Deed Book / Page	4857 / 87
Record Updated	Jun 8, 2026

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 27, 2019
Property Address	35 OLD COTTAGE DR, SAINT JOHNS, FL 32259-8494
Document Number	0048570087
Book / Page	4857 / 0087
Map Reference	MB 95 PG 80
Instrument Date	Dec 20, 2019
Instrument	2019097265
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	AMERICAN HOME T&E CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,565.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 10255, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 OLD COTTAGE DR, ST JOHNS, FL 32259-8494

Mortgage

Document Number	48570088
Date	Dec 27, 2019
Instrument	4857/0088

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 35 Old Cottage Dr was $4,195 with a homeowner's exemption, up 12.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,233 (+2.7%)	$506,094 (-0.64%) Land $110,000 Building $396,094
2025	$4,195.00 (+12.62%) Homeowner's exemption	$325,446 (+2.9%)	$509,361 (+4.82%) Land $110,000 Building $399,361
2024	$3,725.00 (+2%) Homeowner's exemption	$316,274 (+3%)	$485,955 (+1.66%) Land $120,000 Building $365,955
2023	$3,652.00 (+2.93%) Homeowner's exemption	$307,062 (+3%)	$478,040 (+19.38%) Land $100,000 Building $378,040
2022	$3,548.00 Homeowner's exemption	$298,118	$400,439 Land $89,600 Building $310,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Old Cottage Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	5 (2004–2016)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Old Cottage Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20