35 Oak St, Bingham, ME 04920 Property Records

Somerset County and Bingham Town property record for 35 Oak St, Bingham, ME 04920

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,500 (Jun 2019)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Apr 2023 Refinance May 2021 Refinance + 1 more
APN	`M:014 L:020=002`

Property Details

APN / Parcel Number

Primary APN	`M:014 L:020=002`
Alternative APNs	`BING M:014 L:020-002` `667`

Exterior

Architectural Style	Multi-Family
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	35 OAK ST
City	BINGHAM
State	ME
Zip	04920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	20-2
Jurisdiction	BINGHAM ME
Township / Civil Division	BINGHAM
Census Block Group	2
Census Block	2043
Census Tract	966200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Somerset County and Bingham Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 741, BINGHAM, ME 04920-0741
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SKOWHEGAN SAVINGS BANK
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SKOWHEGAN SAVINGS BANK
Jun 4, 2019	Warranty Deed, Transfer · FHA Mortgage NORTHEAST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	20195977
Deed Book / Page	5415 / 224
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BINGHAM ME
Property Address	35 OAK ST, BINGHAM, ME 04920
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059970299
Date	Apr 19, 2023
Book Page	5997/299
Instrument	3683

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BINGHAM ME
Property Address	35 OAK ST, BINGHAM, ME 04920
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057100044
Date	May 14, 2021
Book Page	5710/44
Instrument	5665

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BINGHAM ME
Recording Date	Jun 4, 2019
Property Address	35 OAK ST, BINGHAM, ME 04920
Document Number	0054150224
Book / Page	5415 / 224
Instrument Date	Jun 3, 2019
Instrument	5977
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 741, BINGHAM, ME 04920-0741
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005978
Date	Jun 4, 2019
Instrument	5978

Lender

Name	NORTHEAST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Somerset County and Bingham Town assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Bingham Town
Unified School District	School Administrative District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,717.00 (+3.78%)	$247,000 (-) Land $30,000 Building $217,000
2024	$2,618.00 (+17.56%)	$247,000 (+92.97%) Land $30,000 Building $217,000
2021	$2,227.00	$128,000 Land $20,000 Building $108,000	$221,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1984–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BINGHAM WATER DISTRICT serves 1,075 people · EPA ID ME0090180
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.73 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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